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Inquiries

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Anonymous
Not applicable

Inquiries

Hello.

 

I currently have the following credit scores: Exp 766, EQ 784 and TU 760.  I have only 4 credit inquiries for the past year.  I was just curious if anyone knows how many inquiries/credit card applications I could have before I would I would be turned down for having too many. 

 

Thanks,

 

William

Message 1 of 4
3 REPLIES 3
myjourney
Super Contributor

Re: Inquiries


@Anonymous wrote:

Hello.

 

I currently have the following credit scores: Exp 766, EQ 784 and TU 760.  I have only 4 credit inquiries for the past year.  I was just curious if anyone knows how many inquiries/credit card applications I could have before I would I would be turned down for having too many. 

 

Thanks,

 

William


Could be those 4 Lol

No in all fairness we need to know more about your credit profile 

AAoA INQ's on each CA 

Cards you have now...

Help please for better results

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 4
Dubious
Frequent Contributor

Re: Inquiries

Credit scores arent enough. Thick files with lots of history can absorb more inquiries than thin files. So, for one person, 4 can be too many. Someone else could have 20

Message 3 of 4
Walt_K
Senior Contributor

Re: Inquiries

It is going to depend on the lender as well, but in general, you're no where near the amount where it should be an issue with most lenders.

 

Credit card churners apply for 5-6 cards every 3 months.  Some people push that even further.  If your reports are clean, inquiries aren't nearly as big of a deal.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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