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Is a 2k limit cap one card “in the bucket”?

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Billywadd
New Visitor

Is a 2k limit cap one card “in the bucket”?

It started at 2k and hasn't budged in a year. Could that be Bucketed or does bucket only include the $300 cards that may get to 1000 or so limit?

 

overall capital one has been good. 

forgot to mention, I have a venture card also with a much higher limit. 

Message 1 of 7
6 REPLIES 6
PNWRambler
Frequent Contributor

Re: Is a 2k limit cap one card “in the bucket”?

Have you been using the card?  Capital One likes to see activity on a card before they'll grant a CLI.  You need to use it every month and pay in full every month.  If you're using it regularly and it hasn't grown in over a year, and they're willing to give you a CLI on a different card but not that one, then it's probably bucketed. 

Message 2 of 7
FireMedic1
Community Leader
Mega Contributor

Re: Is a 2k limit cap one card “in the bucket”?

Kinda borderline. Could go either way. As above. Use and PIF. Usually 3000 is the non bucket SL. But nothings 100% with Cap1.



BK Free Aug25
Message 3 of 7
CYBERSAM
Senior Contributor

Re: Is a 2k limit cap one card “in the bucket”?


@Billywadd wrote:

It started at 2k and hasn't budged in a year. Could that be Bucketed or does bucket only include the $300 cards that may get to 1000 or so limit?

 

overall capital one has been good. 

forgot to mention, I have a venture card also with a much higher limit. 


If your APR is max that they offer then it could be! However if you are keep getting CLIs with Venture then probably not going to get any with other cards. Cap1 is not Sync.







                
Message 4 of 7
masscredit
Senior Contributor

Re: Is a 2k limit cap one card “in the bucket”?

The last card I was approved for happened to be with Cap1. It's their Walmart MC  It got a $2K SL. It's my daily driver for personal spending. I'll start pushing the Luv Button in about 5 months. Hoping it will grow over time. 

 

My other two cards with them are the Savor One. Started with a $3K limit. That was bumped up to $4500 last month. I was approved for a QuickSilver card a week before the Walmart MC. That also had a $3K SL. 

EQ - 698 / TU - 672 / EX - 686

Capital One Savor - $16000 / Capital One Venture - $13000 / Travel Advantage Visa - $11500 / TD Cash Card - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $500
$79,750
DCU Auto Loan
Message 5 of 7
Gollum
Established Contributor

Re: Is a 2k limit cap one card “in the bucket”?


@Billywadd wrote:

It started at 2k and hasn't budged in a year. Could that be Bucketed or does bucket only include the $300 cards that may get to 1000 or so limit?

 

overall capital one has been good. 

forgot to mention, I have a venture card also with a much higher limit. 


I think the subprime starter cards are what most posters think of as "bucketed."

Since your card "started at 2k and hasn't budged in a year" I am guessing that it is not a subprime card that cannot "grow or graduate," and I am also guessing that your card's lack of credit limit increases is because of increased "tightening" regarding credit: the Fed has been raising interest rates to try to reduce inflation.

Credit Scores: (FICO 8) 850 Experian August 2025, 842 TransUnion July 2025
Credit Cards (newest to oldest): NFCU Visa Platinum $25,000 | BECU Cash Back Visa $12,500 | American Express BCE $9000 | Simmons Bank Visa $7500 | Capital One Quicksilver Visa Platinum (PC/upgrade from No Hassle Miles Rewards Visa Platinum) $5000
Message 6 of 7
GApeachy
Super Contributor

Re: Is a 2k limit cap one card “in the bucket”?

To help you "sort of" figure it out read this from 2018.  

A more current post to give you a little hope read this.

 

My Take Home Pay Don't Take Me Home
Message 7 of 7
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