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I just received an email from WF with a BT offer, 0% interest, 15 months, 4% BT fee.
Would it even be possible to BT part of a loan balance onto a CC (or various CC) with 0% BT offer(s)?
Has any of you done this before, successfully?
Edit: forgot the other image from Disco's offer: 0%, 14 months, 3% BT fee
Update:
I decided to go with the Disco offer, 3% BT fee and 14 months @ 0%. It says payment processing. So I’ll try to update as soon as I see that the payment posted on the Disco, and the loan’s balance changed. Thank you for y'alls input!

If you get BT checks you can use those checks to pay the loan. I did this with a LendingClub loan a number of years ago and it worked well. Of course in my case I was paying the loan in the full but unless someone knows of a reason why it wouldn't work I don't see an issue.













You can BT any amount, just enter in the amount of the payment for Disco to send.
Some offers allow you to write yourself a check.
This allows you to pay who you want, when you want, how much you want.
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Update:
I decided to go with the Disco offer, 3% BT fee and 14 months @ 0%. It says payment processing. So I’ll try to update as soon as I see that the payment posted on the Disco, and the loan’s balance changed. Thank you for y'alls input!

@CreditBones wrote:I just received an email from WF with a BT offer, 0% interest, 15 months, 4% BT fee.
Would it even be possible to BT part of a loan balance onto a CC (or various CC) with 0% BT offer(s)?
Has any of you done this before, successfully?
Edit: forgot the other image from Disco's offer: 0%, 14 months, 3% BT fee
Update:I decided to go with the Disco offer, 3% BT fee and 14 months @ 0%. It says payment processing. So I’ll try to update as soon as I see that the payment posted on the Disco, and the loan’s balance changed. Thank you for y'alls input!
With BB&T, I BT part of my car loan to take advantage of the 0% offer seeing that the transfer fee was less than the APR of the loan and I had no issues at all doing so ![]()






























@sxa001 wrote:If you get BT checks you can use those checks to pay the loan. I did this with a LendingClub loan a number of years ago and it worked well. Of course in my case I was paying the loan in the full but unless someone knows of a reason why it wouldn't work I don't see an issue.
I did this with a Prosper loan a year or two ago, as well.
The best BT offers are the low/no fee ones that let you transfer to your checking account, then you can do with it as you will. Primarily Discover and CapitalOne.
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