Is it possible to request a closed account at Chase be re-opened?

[biff-henderson]

Years ago, had a Chase Elite card. Closed it when I got tired of having one card with a low CL, AND annual fee. I have since opened a Chase Checking account, and that CC acount shows in the portal. is it possible to request it be re-opened as whatever the equivilent product (Freedom) is?

Do banks do anything like that?

G.

[gdale6]

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@biff-henderson wrote:

Years ago, had a Chase Elite card. Closed it when I got tired of having one card with a low CL, AND annual fee. I have since opened a Chase Checking account, and that CC acount shows in the portal. is it possible to request it be re-opened as whatever the equivilent product (Freedom) is?

Do banks do anything like that?

G.

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You are not going to be able to re-open it. You will need to app for the freedom card that you want.

[Remedios]

Years ago, no. 

It's possible with a few of lenders to reopen an account shortly after closing, and Amex has reinstated defaulted accounts in exchange for payment (😐), but you won't be able to reopen Chase account 

If you want freedom, it will be a whole new application. 

[SG43]

While you lose the account age when it falls off your report, you can instead get a nice sub for a freedom product, which will with an ideal profile not give you a low limit product like your elite was 

[NRB525]

You have about 30 days to reactivate a Chase credit card account. I experienced this when I closed my old Hyatt card thinking I could app the new Hyatt card for the SUB. There was some sort of problem, I think waiting longer than I expected so I panicked and pivoted back to re-open the old Hyatt account and just PC to New Hyatt like they suggested I should do. That excitement was all within 30 days.