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It has been a rough year. But I stayed focused!

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TRC_WA
Senior Contributor

Re: It has been a rough year. But I stayed focused!


@Anonymous wrote:
Nothing wrong with that.

Obviously NFCU wants their business.


Is that what it is?

 

I've seen a few "not enough experience at this credit level" denials... i.e. a wallet full of $2k cards applying for a $25k card... but not from NFCU to their members obviously.

 

Just amazing is all...   I should probably go join the Navy now so I can get some of this action.

 

Grats again OP... Smiley Wink

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 11 of 16
creditwatcher2012
Frequent Contributor

Re: It has been a rough year. But I stayed focused!

Credit Score up 87 points, according to Barclays Smiley Happy

Message 12 of 16
TRC_WA
Senior Contributor

Re: It has been a rough year. But I stayed focused!


@CreditCuriousity wrote:

Not to derail this post, everyone wants in with NFCU as they know their underwritting is very easy and the credit lines are insane, but unfortunately most of us are not eligable.  This has been beaten to death already.  I am jealous of people that are in with NFCU, but be happy for them and move on and even they admit the UW and limits are a jokeSmiley Happy..  

 

Once again great progress OP!


Yeah that's what I say LOL...  didn't realize this horse has been beaten to death already.

 

I'll leave it at that.

 

Smiley Wink

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 13 of 16
Booboo71
Established Contributor

Re: It has been a rough year. But I stayed focused!

Thats so awesome! Good for you! and nice spike also on score!

Message 14 of 16
creditwatcher2012
Frequent Contributor

Re: It has been a rough year. But I stayed focused!

thanks, i still have a long way to go thou Smiley Sad

Message 15 of 16
Anonymous
Not applicable

Re: It has been a rough year. But I stayed focused!

Congrats ! Yes its still a long road ahead but take pleasure in what youve accomplished so far. You did a great job and Im sure this time next year you will have even better news to report. Smiley Happy

Message 16 of 16
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