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JcPenney Rewards Card?

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New Contributor

JcPenney Rewards Card?

Is this the new JcP store card?

 

 

I got a pre-approval in the mail yesterday and didn't really think much about it til now....

 

 

But thats also because GEMB hasn't exactly been my cup of tea w/ Lowe's declining me through TU a little while back....


Starting: MID 500's
Current: TU98 662 TU04 668 EQ 641 EX FAKO 620
Goal Score: 720+ on all 3 reporting


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Frequent Contributor

Re: JcPenney Rewards Card?

Correct its the JCP store card and it comes in three flavors (Red, Gold and Platinum)...


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
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New Contributor

Re: JcPenney Rewards Card?


@CreditMuppet wrote:

Correct its the JCP store card and it comes in three flavors (Red, Gold and Platinum)...



Sweet....well, maybe I will go ahead and apply and see if I can get lucky....

 

 

If I can get in the door there w/ GEMB it oughta make it easier down the line to get some of their other cards....not as if I really want Lowe's now given the new HD card...


Starting: MID 500's
Current: TU98 662 TU04 668 EQ 641 EX FAKO 620
Goal Score: 720+ on all 3 reporting


Take the FICO Fitness Challenge
Message 3 of 5
Valued Contributor

Re: JcPenney Rewards Card?

GEMB is really different in their credit decision. I currently have a JCPenny card but got denied for both Walmart and Lowes. Go figures.

Message 4 of 5
Frequent Contributor

Re: JcPenney Rewards Card?

Good Luck!  For what it's worth I might suggest you try to apply for it in store, other members have reported better starting CL's when doing so...


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge
Message 5 of 5
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