Hello people,
For this month, we are going to have user @CreditAddicton and he will be taking questions about his decisions, why he join myFico, what he has learn, what he likes, what he doesn't like etc. Feel free to ask any questions especially thought provoking one's but be polite about it. The goal of it is not to be judgemental but rather why we on the board arrive at certain decisions that some people think are insane.
The second goal is to use this as a learning process and also to help new people joining th board so that they don't make certain bad decisions. As you know, @CreditAddict has been on the board for a long time with over 25,000 posts and does make some interesting decisions. So it will be nice to get an insight into his thought process.
DONT'S: Please, no snarky comments. Lets respect the user and let's get started..
I will get us started.. @CreditAddict, can you tell us a little bit about yourself?
Hey CA,
What got you addicted to credit? What is your biggest tip for new people joining the forums looking for good advice?
Personal:
@Anonymous wrote:Hello people,
@For this month, we are going to have user @CreditAddicton and he will be taking questions about his credit decisions, why he join myFico, what he has learn, what he likes, what he doesn't like etc. Feel free to ask any questions especially thought provoking one's but be polite about it. The goal of the AMA is not to be judgemental but rather why we on the board arrive at certain decisions that some people think are insane.
@Anonymous second goal is to use this as a learning process and also to help new people joining th board so that they don't make certain bad decisions. As you know, @Creditaddict has been on the board for a long time with over 25,000 posts and does make some interesting decisions. So it will be nice to get an insight into his thought process.
DONT'S: Please, no snarky comments. Lets respect the user and let's get started
@I will get us started.. @Creditaddict, can you tell us a little bit about yourself?
I'm a 35-year-old gay man with a fiance and 3 kids (dogs
) Can't give up the dueling income just yet
We are getting married this year.
He works full time along with we now own 1 laundry (soon to be 2) and a catering company with another partner.
I love everything credit as most of you know but I also LOVE to help others go through the journey or the struggle and get credit on track so it's a power tool for you instead of something that owns you.
How do you manage to take care of laundromat and still be on MF so much?
Also have you stopped apping? Are you going to be new Ron1?
P.S. : I wonder what happened to RON1
Also have you stopped apping? Are you going to be new Ron1?
P.S. : I wonder what happened to RON1
@Creditaddict wrote:
@Anonymous wrote:Hello people,
@For this month, we are going to have user @CreditAddicton and he will be taking questions about his credit decisions, why he join myFico, what he has learn, what he likes, what he doesn't like etc. Feel free to ask any questions especially thought provoking one's but be polite about it. The goal of the AMA is not to be judgemental but rather why we on the board arrive at certain decisions that some people think are insane.
@Anonymous second goal is to use this as a learning process and also to help new people joining th board so that they don't make certain bad decisions. As you know, @Creditaddict has been on the board for a long time with over 25,000 posts and does make some interesting decisions. So it will be nice to get an insight into his thought process.
DONT'S: Please, no snarky comments. Lets respect the user and let's get started
@I will get us started.. @Creditaddict, can you tell us a little bit about yourself?I'm a 35-year-old gay man with a fiance and 3 kids (dogs
We are getting married this year.
He works full time along with we now own 1 laundry (soon to be 2) and a catering company with another partner.
I love everything credit as most of you know but I also LOVE to help others go through the journey or the struggle and get credit on track so it's a power tool for you instead of something that owns you.
First of, I want to say I am truly about what happen in Orlando. I hope you are well and aren't in fear as it is just senseless..
Secondly, holy smokes, for some reason I thought you were like 60 years old
[ Please don't hold it against me].
Oh no. I'm older than Credit Addict.
How many cards do you actually put a charge on each month, and how do you keep them organized to be sure they are all paid on time?
@darwin_wins wrote:
How do you manage to take care of laundromat and still be on MF so much?
Also have you stopped apping? Are you going to be new Ron1?
P.S. : I wonder what happened to RON1
HAHA, good question. We actually suffered a fire (started next door to us in the ceiling of the restaurant (electrical)) 6 days after closing escrow! I think I set the record!
Anyway, That has given us the gift to expand our businesses but also gave me lots of time to discover how much I like MyFico and Red Wine
I have moved my applying to a more business-minded direction (at least I try, I did "have" to get the new Marvel card even though I'm not a comic guy and of course the new Blispay!) but otherwise, I have locked all my reports and my partner has done the same and I only unlocked them last week to purchase our first delivery van and then while I was at it I leased a new Mercedes for myself (clearly a needed purchase and I was already out of the garden, right?!)
It's always a battle for me, it's half research for me to see if I can get it, what things on my reports do or don't bother a creditor and half I just love an approval!
but I'm trying to be more mindful of the future and that mortgages are not as forgiving on a 120 inquiries as say, Nissan!
