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Kay Jewelers Credit Line and Increase

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StartingOver10
Moderator Emerita

Re: Kay Jewelers Credit Line and Increase

OP, as others have said in the thread, they like to actually see activity. Not a lot, but it really helps. I have a Jared's card that I opened in 2009 IIRC.  Jared's is a sister card to Kay's, they are both Sterling Jewelers accounts. Started out around $5k (almost certain it was $5k, it was a long time ago). It is now $15,000. I have purchased a few things here and there for my family for Christmas and the only CLI I had to ask for was the last one - because I made a larger purchase and didn't want to use up a huge percentage of my line.

 

If you aren't using it at all, they won't give you large increases.

 

Having said that, if you actually went to the store and provided income information and they only came back with $100s - that speaks more to your income because your scores are certainly good enough. I am assuming your scores are FICO 08 and not the credit scores from the individual CRAs. Hard to tell from your signature.

Message 21 of 24
ADARPegasus
Established Contributor

Re: Kay Jewelers Credit Line and Increase

Yea they are from the Fico 08. They didnt ask for income information which is wierd someone else told me to go up there and try buy something expensive and maybe they will increase the limit because i just went up there and asked for a limit increase. But others in the thread told me to just open a new Kay account and that will probably result in a higher initial credit limit.

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 22 of 24
Creditaddict
Legendary Contributor

Re: Kay Jewelers Credit Line and Increase

Zero point in either if you don't actually want to buy something!
Message 23 of 24
ADARPegasus
Established Contributor

Re: Kay Jewelers Credit Line and Increase


@Creditaddict wrote:
Zero point in either if you don't actually want to buy something!

Good Point!

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 24 of 24
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