Kohl's Visa Upgrade

[Waldemar]

I received that email as well. My limit is only 1500; I have had the card for a year and rarely use it. But it's a welcoming upgrade, especially since it didn't cost a hard inquiry or a new application. After seeing the email, I put in for a limit increase, and I got bumped to 2.5k with no inquiry (my credit is frozen).

[CreditAggie]

Congratulations on your Kohl's upgrade! Did you also get a CLI with the upgrade or did you keep the same limit as your store card?

[fury1995]

Congrats to you for your Kohl's Rewards Visa upgrade!

Capital One and Kohl's announced this plan in March last year to introduce this co-branded card this spring.

You are probably in the first wave of invitees!

Congrats again!

"The news: Kohl’s and Capital One extended their private-label card partnership and plan to pilot a co-branded credit card in 2023, per a press release.

Here’s how it works: The Kohl’s Card has zero fees and will let Kohl’s Rewards customers earn an additional 2.5% on top of their 5% rewards. New cardholders also get 35% off their first Kohl’s purchase within 14 days of account opening."

[Mike1014805]

I got the same email. My credit limit is at their max limit of $3,000. I wonder if with the ugprade, they're going to increase the limit as well? My email said it's a visa signature, and Capital One has a minimum credit limit of $5,000 for their signatures. Unless the rules are different for their store co-branded cards? I also got my upgrade offer in the mail today...but it didn't say anything about my limit.

[Rdbeetle]

Congrats on getting upgraded!!!

[SUPERSQUID]

I received in todays mail a big envelope with the new kohls/cap 1 visa terms and conditions. The rewards redemption structure wasnt mentioned except to state at a later date it will be explained

I did notice the new interest rate is 30.24 pct, YIKES.

Also it mentions bt's and cash advances but doesnt go into to much detail, a lot of legal mumbo jumbo and this or that might be available with the new card.

[nytokyobred79]

Congrats on your upgrade. 

[SunriseEarth]

Congrats on the upgrade!  IMHO, the Visa makes the card a bit more desireable.  

[jl4]

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@CreditAggie wrote:

Congratulations on your Kohl's upgrade! Did you also get a CLI with the upgrade or did you keep the same limit as your store card?

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Still at the ceiling of $3,000, at least for now. 

When the new card arrives, and things move over, I might take a swing at requesting a CLI if there's no movement. 

[Legal_Girl]

Congrats!!!  I got my email several days back. My Kohls card had a limit of $5k but I think that was because there was a time frame where the max was $5k. I will take the Visa because it never hurts to have an extra Visa or MC, even it it is with a limit of $5k.