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Sylviatob wrote:
Wow! A $200 cl is just awful. A pair of jeans, and a pair of tennis shoes and that's it. Boooooooo hisssssss.
And to top it off, they hold for 21 days?? Unbelievable!
I dont think they do that on my Penny's acct. Geee, maybe GEMb has a different department for each CC they service? I dunno. I can SEE why you don't like them.
Never had that problem with my Wally Wotrld card either. I used the dIllards the first time and perufme and cologne took us up to the limit. Had promised my kid he could shop with his teen card the next week so went and paid balance online. That's when I learned about the 21 day hold.
I received this message. I must be denied since every other account that I have with GEMB. I have been approved with a CL immediately.
Thank you for applying for the Lowe's Credit Card. If you have provided us with your email address, you may receive a response by email within 4-5 days. If you have not, you will receive a response by mail within 7-10 days. For your records, your reference number is:
Call Lowes at (800)444-1408 with your reference number. Be sure to ask for the FRAUD DEPARTMENT FOR APPLICATION PROCESSING. Based upon my past experienced and a lot of others, you may need to go through Identity Verification. If you don't due it fast, you will automatically be declined and then get a letter saying "unable to verify identity".
Keep us posted. This does work if that's the case.