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Funny story about this, I have never been able to get this to work for me. I ended up just hard applying for the stores I wanted.
A few days ago in the mail I received a pre-approval from Buckle. I accepted it and got a $250 starter.
The next day or so I went on to Buckle's website to shop, went to checkout and was prepared to enter the card number and the pre-approval screen came up. It ended up being for the same one I had just accepted, not an additional, but now I know what the screen actually looks like. I didn't know what to expect before.
No luck since then, however.
well VS worked under my husband's name. His scores are lower than mine and he got instant approval for 500!
Worked for my husband's name:
VS 500
LOFT 250
NY&Co 250
Worked for me:
NY&Co 250
Yes, The super easy ones are Victoria secet,(CL $350 )and overstock.com ($750), both worked. in seconds.
I also noticed it works for you if you sign up for members and email, make a purchase into your car, And when you go to pay the pop-up comes. Both of them stated to credit limit upfront. Im a 620 (dropped due to to many applications) Nothing negitive, but Credit history length is only 1-3 years average.
THe VS one the pop up came, I took offer and made no purchace at the time. Im now a VIP ANGEL Black card member, just by buying and paying off asap! Less than 1 year.
Overstock I bought a bed because with them they offer intrest free financing with orders over 299. Purchace once every 6 months, something less than 30% of your CL. Pay it off in 2 payments (that automatically reports good payments standing). They will increase your limit by themselves-Dont ask or it will be a hard PULL on your credit limit.
@Anonymous wrote:
Got the overstock popup but it's asking for my whole social. Wouldnt that make it a HP?
No, if it is from the pop-up, it's a soft pull. Overstock askes for the full social security number...so does Wayfair.
Well let hubby get you something special! Congrats great trick for credit building!!!
UPDATE:
well seems to work with NY&Co as well.($500) I noticed the ones I got with promo, I never had a user name, email updates or anything from them. I just went to the site as if i was brand new to their products/lines. This is true for me as far as VS, Overstock.com, and NY & Co (2 i got today, with-in hours)
SCT worked for me today! Got Victoria's Secret and Wayfair, both $500 CL. I tried PayPal credit through a furniture website, but they said no. Maybe it was the order total - I may try again later.
Overstock.com has the best and highest CL. Its got great sales and its own cash back! work right away for me, much better than fingerhut site.