Looking for a card that pulls TransUnion only in California

[Anonymous]

I am rebuilding my credit and was able to clean up my TransUnion report. I’m looking for a card that will pull from there and will fit my profile

Score 795

I have over 11 credit cards all have a 0 balance, but I have several recent inquiries on Experian and Equifax. I only have one old inquiry on TransUnion. 

[Anonymous]

I am rebuilding my credit and was able to clean up my TransUnion report. I’m looking for a card that will pull from there and will fit my profile

[Anonymous]

Score 795

[Anonymous]

I have over 11 credit cards all have a 0 balance, but I have several recent inquiries on Experian and Equifax. I only have one old inquiry on TransUnion. 

[Ficoproblems247]

Apple Card (GS) uses TU FICO 9. 

I suspect @AllZero  will show up with the master list any minute now.

ETA: I reread your post and saw you stated you are rebuilding, but have 11 open revolvers? Have you thought about gardening? 

[AllZero]

@Ficoproblems247  👍

I would recommend reading the below from credit_is_crack
The "Which Banks Pull Which Report For Apps" list

[AverageJoesCredit]

---

@Anonymous wrote:

Looking for a card that pulls TransUnion only in California

I am rebuilding my credit and was able to clean up my trans union report. I’m looking for a card that will pull from there and will fit my profile

Score 795

I have over 11 credit cards all have a 0 balance, but I have several recent inquiries on Experian and Equifax. I only have one old inquiry on TransUnion. 

---

Synchrony😁

[AverageJoesCredit]

I am rebuilding my credit and was able to clean up my trans union report. I’m looking for a card that will pull from there and will fit my profile

[AverageJoesCredit]

Score 795

[AverageJoesCredit]

I have over 11 credit cards all have a 0 balance, but I have several recent inquiries on Experian and Equifax. I only have one old inquiry on TransUnion. 

[FinStar]

I wouldn't put SYNCB as TU exclusive mr Joe 😉.  The last 2 CCs, they pulled EX for me and some members have been triple pulled 🤷‍♂️

[Loquat]

---

@FinStar wrote:

I wouldn't put SYNCB as TU exclusive mr Joe 😉.  The last 2 CCs, they pulled EX for me and some members have been triple pulled 🤷‍♂️

---

@FinStar Say it ain't so.  Synchrony really pulling a CapOne stunt for some apps?  They don't currently have anything else I want but knowing that I may have to give up one across the 3 makes anything else they do offer come with a great deal of thought and consideration.  

TU is my least pulled report and also my highest score.  I've always appreciated Synchrony pulling TU only because I tend to get what I want without issue.  If they're going to start poking around Equifax which seems to be my go-to report for EVERYONE, then it's really going to sting in the event they come up with something interesting in the future. 

[Credit12Fico]

---

@FinStar wrote:

I wouldn't put SYNCB as TU exclusive mr Joe 😉.  The last 2 CCs, they pulled EX for me and some members have been triple pulled 🤷‍♂️

---

Ah yes, the Synchrony root canal 

[FinStar]

---

@Loquat wrote:

---

@FinStar wrote:

I wouldn't put SYNCB as TU exclusive mr Joe 😉.  The last 2 CCs, they pulled EX for me and some members have been triple pulled 🤷‍♂️

---

@FinStar Say it ain't so.  Synchrony really pulling a CapOne stunt for some apps?  They don't currently have anything else I want but knowing that I may have to give up one across the 3 makes anything else they do offer come with a great deal of thought and consideration.  

TU is my least pulled report and also my highest score.  I've always appreciated Synchrony pulling TU only because I tend to get what I want without issue.  If they're going to start poking around Equifax which seems to be my go-to report for EVERYONE, then it's really going to sting in the event they come up with something interesting in the future. 

---

Indeed.  I thought I was seeing things.  Double pull on TU and EX when I did Verizon Visa (approved) and PayPal 2% MC (approved as well) last year.  Pulled real reports just in case there was a CMS glitch, and sure enough, both CRs.  I mean, I don't care as far as inquiries go, but I know lots of people clutch their pearls when there's a possibility for even 1 hitting CRs 😄

The other peculiar thing, which SYNCB started doing toward the end of last year is adding SageStream to the mix.  Plenty of folks denied with it frozen.

[JR_TX]

Barclays almost always pulls TU. 

[Anonymous]

Unfortunately I don't know what gardening is, but I will try to find out. Thanks

---

@Ficoproblems247 wrote:

Apple Card (GS) uses TU FICO 9. 

I suspect @AllZero  will show up with the master list any minute now.

ETA: I reread your post and saw you stated you are rebuilding, but have 11 open revolvers? Have you thought about gardening? 

---

Unfortunately I don't know what gardening is, but I will search this forum to find out. Thanks.