Lost a CC

[llecs]

I lost my Credit One Bank CC. I know this is a sub par prime card, but do CC companies normally charge a fee to replace a lost or stolen card? I'm new at this but the $25 fee seemed unrealistic.

[SmartCookie]

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llecs wrote:

I lost my Credit One Bank CC. I know this is a sub par prime card, but do CC companies normally charge a fee to replace a lost or stolen card? I'm new at this but the $25 fee seemed unrealistic.

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WaMu charges for replacement cards too.  It's in the disclosure.  Dumb huh?  This was the first I had ever heard of that. 

[haulingthescoreup]

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llecs wrote:

I lost my Credit One Bank CC. I know this is a sub par prime card, but do CC companies normally charge a fee to replace a lost or stolen card? I'm new at this but the $25 fee seemed unrealistic.

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Put it this way, good CCC's do not. I'm trying to remember from your other posts --aren't you in a position where you can live without the physical card? As long as it isn't used by someone else, this could be the ultimate sock-drawer --use it for an online order every 6 months, if you can remember the exp date and the security code.

I'd be pretty p.o.'d if I had to pay that much.

[haulingthescoreup]

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SmartCookie wrote:

WaMu charges for replacement cards too.  It's in the disclosure.  Dumb huh?  This was the first I had ever heard of that. 

haulingthescoreup wrote:

Put it this way, good CCC's do not.

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Uh-oh, I've offended the WaMu-philes. Let the flame-throwing begin!

[SmartCookie]

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haulingthescoreup wrote:

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SmartCookie wrote:

WaMu charges for replacement cards too.  It's in the disclosure.  Dumb huh?  This was the first I had ever heard of that. 

haulingthescoreup wrote:

Put it this way, good CCC's do not.

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Uh-oh, I've offended the WaMu-philes. Let the flame-throwing begin!

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LMBO hauling... I but I started laughing at your first post because I knew what you were thinking.  Too funny... 

Holiday season!  I'll only throw marshmallows your way. 

[haulingthescoreup]

SmartCookie wrote:

LMBO hauling... I but I started laughing at your first post because I knew what you were thinking.  Too funny... 

Holiday season!  I'll only throw marshmallows your way. 

Yep, Brammy will be making some s'mores out of me, that's for sure!

[llecs]

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haulingthescoreup wrote:

Put it this way, good CCC's do not. I'm trying to remember from your other posts --aren't you in a position where you can live without the physical card?

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Now that you mention it, I do all my buying online. I figure the $5.75 monthly fee equates to a lease. I could always dazzle folks by showing everyone the shiny silver "platinum" card. Impressions aside, they don't need to know it's a $300 CL.

[Anonymous]

I lost my card in Oct (?)  WaMu didn't charge me to replace it and got it in less than 7 days.....weird.

[SmartCookie]

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Brammy wrote:

I lost my card in Oct (?)  WaMu didn't charge me to replace it and got it in less than 7 days.....weird.

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Either they only charge for replacements when it's not a lost or stolen, or they just think you're cute.    

[Anonymous]

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SmartCookie wrote:

Either they only charge for replacements when it's not a lost or stolen, or they just think you're cute.    

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WaMu WUBS me!!!!!