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Lowes approved! Help

Established Contributor

Lowes approved! Help

I just got approved for a store card 500 cl! I want this card to grow! How do I is it?
Amex Delta Gold 4.5k Amex HH 2k Amex Green NPSL, AMEX Delta Blue 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 2.5k Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7.5K 7.5K Venture $17K Venture One 12K Quicksilver Visa Siggy 5.5K Citi Shell MC 2k, Total Rewards Visa 5.4K CITI AA Executive WEMC 15.4 Paypal Extras MC 8K, Citi Diamond WEMC 4K Citi DC WEMC 4.5K Citi Hilton Visa Siggy 8k.
Message 1 of 7
Super Contributor

Re: Lowes approved! Help

Congrats !!


It's a GE card so you could ask for a CLI every 4 months and it will be a soft pull.


Make sure you keep the card active. Some little things here and there. GE likes to see usage.

Message 2 of 7
Frequent Contributor

Re: Lowes approved! Help

+ 1

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 3 of 7
Regular Contributor

Re: Lowes approved! Help

Dont wait 4 months. Call the backdoor number and ask for a more usable limit. I called the day after I got my $500 limit and they increased my limit to $2500 before I even had the card in my hands.

4/6/09 EQ 555 TU 498 EX 553
9/3/10 EQ 590 TU 566 (Just now starting the rebuild)
9/11/10 EQ 610 TU 627
10/21/10 EQ 625 TU 660
12/08/11 EQ 681 TU 648 EX 667
2/13/12 EQ 677 TU 658 EX 675

From 9/2010 to 2/2012 I have gotten $44k in available credit, and closed on my first home 12/23/2011. All was made possible by the people here. Stay with it, it is possible!
Message 4 of 7
Valued Contributor

Re: Lowes approved! Help

They want to see you use it too, even if just for small things.  They will deny you a CLI until you use it in a lot of cases.  They want you to have experience with your currect limit before they grant you a CLI.  Ask me how I know.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800

Starting Score: 648
Current Score: 736
Goal Score: 765

Take the FICO Fitness Challenge

Message 5 of 7
Established Contributor

Re: Lowes approved! Help

Just had my 3 year anniversary with the card.  Maxed out at 10K now.  They would give me CLI's like clockwork every six months and six statements.  Started around 4500 with a 700 TU.  Just paid it back to $0  bal. again. Been using their no interest promo's on a regular thing about the card. 

Starting Score: 500's
Current Score: 773 EQ(DCU), 757 TU(Barclay), 788 EX(
Goal Score:760 X 3

Take the myFICO Fitness Challenge

Message 6 of 7
Mega Contributor

Re: Lowes approved! Help

texasman07 wrote:
I just got approved for a store card 500 cl! I want this card to grow! How do I is it?

Use it alot, PIF. Hit the luv button every 4 months.

EQ FICO 548 3/3/16
Message 7 of 7