*!!Meet your monthly spending with Navient!!*

[Anonymous]

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@Anonymous wrote:
I don't do that automatic payment thing..so I can pay with my credit card?

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You sure can!

[Anonymous]

it appears that way missy

[Anonymous]

Do you have any 0% promos on your cards? Someone sent me a link to a third party pay site that can pay Great Lakes via Visa, Mastercard, or Discover. I checked for myself. The fees still negate the rewards by a couple of dollars, but if you have a 0% promo, you could pay a big chunk (or pay your loan off) with the card and probably still save quite a bit in interest. If my Discover card had a large enough credit limit, I would pay off my loan with Great Lakes and save some money on interest.

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@Anonymous wrote:
ugh screw Great Lakes i had to set up my bank info for them! i talked on the phone and lied and said i don't have a bank only a prepaid card because i don't have credit lol. didn't work.

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[CreditCuriosity]

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@Anonymous wrote:

I paid with my CC using the automation robot lady. 

Months ago I talked to a lady at Navient and she said that if you sign up for payments to automatically come out of your bank, that there's not guarantee the APR will go down.  I decided against it.  Mine are at 6.8%

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its not guranteed to go down, but if it doesn't you can cancel the next day... Just something to think about as you will save alot of money if it is a significant student loan amount at this rate over time!!  I am around 4%.. 6.8% is rough!

[Anonymous]

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@CreditCuriousity wrote:

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@Anonymous wrote:

I paid with my CC using the automation robot lady. 

Months ago I talked to a lady at Navient and she said that if you sign up for payments to automatically come out of your bank, that there's not guarantee the APR will go down.  I decided against it.  Mine are at 6.8%

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its not guranteed to go down, but if it doesn't you can cancel the next day... Just something to think about as you will save alot of money if it is a significant student loan amount at this rate over time!!  I am around 4%.. 6.8% is rough!

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You have a really good point!! Going to test it and see if apr changes.

[Anonymous]

student loans i don't think can exceed 7%
also annipoo my only non interest card right now is amex for only $2k
my loan is $4,300 and the only card that could pay that off is my nfcu card but it isn't interest free. also i planned to just pay $100 a month for like 4 years and call it good lol

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriousity wrote:

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@Anonymous wrote:

I paid with my CC using the automation robot lady. 

Months ago I talked to a lady at Navient and she said that if you sign up for payments to automatically come out of your bank, that there's not guarantee the APR will go down.  I decided against it.  Mine are at 6.8%

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its not guranteed to go down, but if it doesn't you can cancel the next day... Just something to think about as you will save alot of money if it is a significant student loan amount at this rate over time!!  I am around 4%.. 6.8% is rough!

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You have a really good point!! Going to test it and see if apr changes.

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It takes about 10-11 days to go through, just set mine up again recently.. Got sick of doing it manually each month.  So it won't be instant, just be patient until you get a document from them then check you account and see if your apr% goes down.. Good luck!

[Anonymous]

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@Anonymous wrote:
student loans i don't think can exceed 7%
also annipoo my only non interest card right now is amex for only $2k
my loan is $4,300 and the only card that could pay that off is my nfcu card but it isn't interest free. also i planned to just pay $100 a month for like 4 years and call it good lol

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What can't exceed 7%?

[Anonymous]

the interest on a government school loan. then the other businesses buy it from the government but i think the rules still apply

[Anonymous]

oh, ok