Merchant code lookup tool? What will a store code as?

[AndySoCal]

@Anonymous  With the Redstone FCU credit card  what does it matter if it is grocery discount store or wholesale club? The rewards points are the same

It is not  like Cash+  or any other card that you need grocery store in order to get the reward points.  Not sure how else Walmart or Target would be coded.

[Anonymous]

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@AndySoCal wrote:

@Anonymous  With the Redstone FCU credit card  what does it matter if it is grocery discount store or wholesale club? The rewards points are the same

It is not  like Cash+  or any other card that you need grocery store in order to get the reward points.  Not sure how else Walmart or Target would be coded.

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True, but take OPs question about Dollar General for example.   It might not code as discount store or wholesale club.  Or it might.   Hence the desire for a reliable lookup

[AndySoCal]

@Anonymous   I have a Dollar Tree which is in similiar line of business codes  as a Variety Store . I will try not to be not to be too disappointed in the loss of the ten cent difference in the  reward on my $6.50 purchase. LOL

[dlister70]

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@AndySoCal wrote:

@Anonymous @dlister70  Here is how you find out how the transaction is coded  click on the plus sign next to the transaction

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This thread is about 14 months old, and I did eventually figure this tip out (hitting the plus mark) but it took an embarrassing amount of time before I realized!    I thought that the plus was just indicating that I had spent money and I'd get a minus when I made a payment.  But I did eventually figure it out, and have used the data to help me decide whether or not to use this card at that business.

As to the answer to the question, I've found that I basically have to try it out to know for sure.  A lookup tool could tell me one thing, and I find a different thing to be true at my local store.  I had two different steak and shake restaurants in the same town and one coded as fast food and the other coded as restaurant!  I suspect that I could potentially find a similar situation with dollar stores, although with retail it's maybe less ambiguous like it is with food and you'd think that there's only one category that makes sense.

But so far, I've gotten the 3% discount category at my local Target, Dollar General, Dollar Tree, Big Lots, and I think one more that I'm forgetting (possibly Family Dollar?).  If I shopped more at Target, then it'd be a bigger deal for me, but I only hit any of those stores pretty sporatically.  My local Walmart came up grocery for me, which is also 3% with this card.  

I find that I heavily use this card with restaurants, and only occationally use it for any of the other categories.