Merrick Bank Free Fico Score

[junior88]

So I just realized that since I have paperless statements they are giving me a free FICO score. Is this a TU score? I'm thinking it is but it's hard to tell. I did see some small words about TU in there I believe. Just checking to see if anyone else noticed this? 

Thanks!

[john398]

Wow I need to check this out, they just gave me another auto CLI, this is my former Hooters card

[ChesterPDexter]

All I know is that mine was an insultingly low number and it said in huge letters that I'm in the "not good" category. 

[QAMngrGirl]

The display page ("Go Score") is trademarked TransUnion

[john398]

Just signed up, must be a real FICO score because it says

Go here to learn about your score

https://cso.merrickbank.com/myFICO_UYFS_Booklet.pdf

Which is associated with myFico, I wonder what version they use though? maybe its the same as WalMart??

I know it comes from TU

[junior88]

I do not think it's the same as WalMart because last months were off by 40 points between the 2. It may be the same as myfico though, I pulled mine from here last month and it''s closer to the that. Although I had a lender pull also and it was within 4 points of that.  I'm certain it is not the WalMart version at least!

[quarius]

Im pretty sure when i was trying to loggin i saw that it said equifax 8 scoring model. Does that sound right cause i dont know how these different #'r. Also noted that that score is 1 point different than my myfico equifax score from here. I know it does say transunion at the bottom of page. So if this is right im cancelling my subscription here.

[racer-x]

I received an offer from Merrick last week.   I did the research on them and they have terrible reviews.

Somebody even started a website about them.  http://www.merrickbanksucks.com/

[Sparkz1920]

---

@racer-x wrote:

I received an offer from Merrick last week.   I did the research on them and they have terrible reviews.

Somebody even started a website about them.  http://www.merrickbanksucks.com/

---

I just accepted the card offer in the mail for the free FICO....Might cancel that crap out...especially since I read that they dont like new open tradelines....Id hurt their feelings so bad if they ever told me that...seriously

[dodgerslv]

---

@Sparkz1920 wrote:

---

@racer-x wrote:

I received an offer from Merrick last week.   I did the research on them and they have terrible reviews.

Somebody even started a website about them.  http://www.merrickbanksucks.com/

---

I just accepted the card offer in the mail for the free FICO....Might cancel that crap out...especially since I read that they dont like new open tradelines....Id hurt their feelings so bad if they ever told me that...seriously

---

I can vouch for that...i have been with them for about 8 months....always kept a very low balance (PIF most of times)..i was so anxious to get my first CLI (cuz they are know to give auto CLI pretty often) I received a letter by mail and got excited thinking it was about my CLI i was eagerly anticipating but to my surprise it was a letter warning me that i had opened too many new accounts and that if i kept doing that they would have to close my account...LOL....so my credit limit is still at 650. I was about to close my account with them when i saw the new "Go Score" service they provide and thats the only reason i kept it open.