I am extremely happy with my limit on my Hooters MC at 3K. I had a score in the high 590's when I got this limit. I was shocked. I'll probably keep it open until some of my other card issuers fall in line with that limit. Fee is bad ($72) and interest is terrible at 26%. But they are really helping my FICO score right now. They also have very good CS and they report very promptly and reliably. When my score improves drastically by the end of the year, I'll try to get them to waive fees and lower interest rate. If they satisfy me, I'll keep them for the long haul. If not, I can only see keeping them for the next couple of years.
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788
In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000
Mortgage 11/20
