Merrick Bank

[hersheykisses]

Anyone had any luck requesting credit line increase or is this just an automatic, slooowww process.

[Anonymous]

ASP. Automatic slow process.

Look on the bright side though, you get a free credit-card enhanced TU08 score.

[dodgerslv]

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@kerbear1969 wrote:

Anyone had any luck requesting credit line increase or is this just an automatic, slooowww process.

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I think you only get auto increases. From what i know Merrick Bank doesnt grant customer initiated CLI request. But I have to agree that at least you do get a monthly Bankcard-enhanced TU08 Fico score when you sign up for paperless statements. That is the only reason i keep that account open. Do not like the monthly annual fee. They are also sensetive to new accounts and inquiries.

[Siopao]

It was automatic for me at my 6 month mark.  They doubled my CL from $700 to $1400.  It was a nice surprise.

[dodgerslv]

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@Siopao wrote:

It was automatic for me at my 6 month mark.  They doubled my CL from $700 to $1400.  It was a nice surprise.

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nice! wished i would have gotten that kind of increase.. I went from 650 to 850 just back in November and had the card for a year now. But then i did get a letter just the previous month before my increase warning me of opening too many new accounts could result in them closing the card. So shouldnt complain.

[Siopao]

Thanks!  Yeah, they probably did it because I only have 2 TL's, Merrick being one of them.  My other CC is a Credit One with a $400 limit. 

[dodgerslv]

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@Siopao wrote:

Thanks!  Yeah, they probably did it because I only have 2 TL's, Merrick being one of them.  My other CC is a Credit One with a $400 limit. 

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you are probably right. I had opened my Discover, Walmart, Dillards in August alone so that alone probably played a factor in getting a bigger increase with them. I just got approved for the BofA Better Balance MC so hope that doesnt freak them out when it reports.

[Anonymous]

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@Anonymous wrote:

ASP. Automatic slow process.

Look on the bright side though, you get a free credit-card enhanced TU08 score.

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I don't have an account with Merrick so I can't log in to see, but am I to assume it's running on .NET? If so, then I would concur.

[sarahep85]

I have had my card for a year now and they upped my limit from $1000 to $1200....granted i have had to maxed out the whole time so Im surprised they upped it at all. But no they do not allow customer initiated increases unfortunately.

[WolfMan]

You need to agree to paperless statements, then a Go Score icon should automagically appear on the left after you do that.