So, the house fell through. Now we area concentrating on cards and vehicles. Refinanced both vehicles at USAA for 3pts lower than their previous apr. Just apped and approved for Walmart. Oriiginally $150, reconned for $300 (all I wanted and didn't wanna push my luck 
). Want to ditch our credit one...so what else is a good option?
no baddies in 3yrs. My scores are ex 651 (lender), tu 654 and eq 628. Husband is tu 654, ex 646 and eq 640. Current util is about 2%.
will be trying the house thing again in 6-12 months.
Husband took a new job...from salary to hourly, but with lots of overtime so it comes out to more pay per period. And it failed pest inspection 
@Anonymous wrote:Husband took a new job...from salary to hourly, but with lots of overtime so it comes out to more pay per period. And it failed pest inspection
Ah I see. Mortgage lenders do like to see steady work history with same company years plus. I had a hell of a time when I got my house. I was in escrow for nearly 6 months! Did not have a fun experience with a short sale...
Same field, so our lender said in 6 months when were ready for the stress again, it won't be a problem
we are full usaa members..with ex scores in the 650s, do we have a shot?
Approved for usaa visa for 1k
@Anonymous wrote:So, the house fell through. Now we area concentrating on cards and vehicles. Refinanced both vehicles at USAA for 3pts lower than their previous apr. Just apped and approved for Walmart. Oriiginally $150, reconned for $300 (all I wanted and didn't wanna push my luck
no baddies in 3yrs. My scores are ex 651 (lender), tu 654 and eq 628. Husband is tu 654, ex 646 and eq 640. Current util is about 2%.
will be trying the house thing again in 6-12 months.
why dont you call Walmart for credit increase ? call their underwriter department maybe they give you high limit and stay away from Credit One......You wouldnt gain anything but end up paying fees fees and fees....they charge purchase interest and all kind of interest from day 1 and if you make a payment ...take about 2 week for the funds to available to your account....Im highly not recomend Credit One. Maybe stop apps for something and building for your Morgate ...thats the most important.....
Starting Score: 560