More progress.... :)

[tcbofade]

As some of you may remember, last year I opened a small signature loan at my local CU...interest was kind of high, but lesser than the credit cards that I paid off with it.

13 months of larger than minimum payments later, I called them this morning to discuss a larger personal loan with the same goal in mind... (paying off credit cards with higher interest rates...)

Approved.  Three times the amount..........2/3's the interest!

Wooooooooooooooooooooooooooooot!

[BearsAndTurtlesRtheBest]

Which lender was this? and congrats once your in they will offer you more which is great if you need it.

[09Lexie]

Congratulations!

So, this is what you meant by needing a better fence. :smileyfrustrated;

[tcbofade]

Community America Credit Union.  (Greater Kansas City area)

$7.3k unsecured at 14.99%

Happy dance!

[tcbofade]

1.6 to pay off current loan.

4.6 paying off various credit cards.  (SIX of them!)

1.1 that I ain't decided yet! 

[Anonymous]

Lol 1.1 to keep utilization lower? =D

[SnackTrader]

Congratulations! Lots of progress recently!

[tcbofade]

The last 30 days have been good to me!

[myjourney]

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@tcbofade wrote:

As some of you may remember, last year I opened a small signature loan at my local CU...interest was kind of high, but lesser than the credit cards that I paid off with it.

13 months of larger than minimum payments later, I called them this morning to discuss a larger personal loan with the same goal in mind... (paying off credit cards with higher interest rates...)

Approved.  Three times the amount..........2/3's the interest!

Wooooooooooooooooooooooooooooot!

---

Congarts 

I think chains will be in order after this one Lol

[tcbofade]

lol!  OK, so I'm having a rough time staying in the garden...but isn't the whole point of gardening to achieve better credit scores/more attractive borrowing rates and abilities?

14.99 percent unsecured....that's lower than several of my CC's...