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Moving credit limits between nfcu cards

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Frequent Contributor

Moving credit limits between nfcu cards

can I send a secure message to nfcu asking to move from a Amex card to platinum card 15k so the platinum will have 35k ?

are they ok with that don't wanna ask something they don't like to process 

 

i use allot for advance and pay back after 3 weeks always 

taking advantage of the low apr the platinum has 

Message 1 of 14
13 REPLIES 13
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Community Leader
Super Contributor

Re: Moving credit limits between nfcu cards

You can ask them to do just about anything through secure message.







Message 2 of 14
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Mega Contributor

Re: Moving credit limits between nfcu cards


@Jccflat wrote:

can I send a secure message to nfcu asking to move from a Amex card to platinum card 15k so the platinum will have 35k ?

are they ok with that don't wanna ask something they don't like to process 

 

i use allot for advance and pay back after 3 weeks always 

taking advantage of the low apr the platinum has 


Simple answer yes!

Message 3 of 14
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Frequent Contributor

Re: Moving credit limits between nfcu cards

Sent yesterday afternoon a secure message never heard back 

as of now 

does it take forever for them to open it ? Thanks 

Message 4 of 14
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Valued Member

Re: Moving credit limits between nfcu cards

They try to get back to you within 24-48 hours. It may take a bit longer due to everything going on. I would give it till Thursday. Worst case, you can call in for assistance. Good luck 

Message 5 of 14
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Mega Contributor

Re: Moving credit limits between nfcu cards

NFCU is swamped! .. So the wait times are a bit longer than normal.

Message 6 of 14
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Frequent Contributor

Re: Moving credit limits between nfcu cards

I see that

it was never that long of waiting time for a reply ,

I guess short of staff because of the covid 19 the 

Message 7 of 14
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Valued Contributor

Re: Moving credit limits between nfcu cards


@Jccflat wrote:

i use allot for advance and pay back after 3 weeks always 

taking advantage of the low apr the platinum has 


If you're using the card for a lot of cash advances, NFCU may suggest you take out a personal loan instead of increasing your credit limit on the Platinum card.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards
Useless Travel Cards: Chase Sapphire Reserve • Chase United Explorer • UNFCU Azure
Message 8 of 14
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Regular Contributor

Re: Moving credit limits between nfcu cards

I am at 3 days right now for a reply to a secure message. Never been this long before. No biggie though.

FICO 8s 790-807 across all 3 CRBs

NFCU Platinum: $40K | Chase Freedom Unlimited $16k | Amex Delta Gold $15k | NFCU More Rewards : $14.5k | Discover IT: $8.4K | GS AppleCard $4.5k
Message 9 of 14
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Established Contributor

Re: Moving credit limits between nfcu cards


@Jccflat wrote:

can I send a secure message to nfcu asking to move from a Amex card to platinum card 15k so the platinum will have 35k ?

are they ok with that don't wanna ask something they don't like to process 

 

i use allot for advance and pay back after 3 weeks always 

taking advantage of the low apr the platinum has 


This is a 50/50 shot. There have been lots of people who have asking to moved limits and it has been approved and there have been people like myself who have been told no.

Message 10 of 14
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