@McNugget wrote:I utilized a 0% APR balance transfer from Chase that is set to expire in June 2020. I received another 0% APR balance transfer offer that I'd like to use, 0% until March 2021.
How will Chase apply my payments if I accept the new offer? Will my full payment apply to the June expiration until I pay off that remaining amount?
Assume you mean the new offer is from Chase on the same card. Correct?
@McNugget wrote:
@mikesonthemend wrote:Assume you mean the new offer is from Chase on the same card. Correct?
Oops. Yes. Yes it is.
I might just pay the card off prior to doing the transfer. Then no worries.
They must really value you as a customer. Congrats!
Congratulations on your offer!
@McNugget wrote:I utilized a 0% APR balance transfer from Chase that is set to expire in June 2020. I received another 0% APR balance transfer offer that I'd like to use, 0% until March 2021.
How will Chase apply my payments if I accept the new offer? Will my full payment apply to the June expiration until I pay off that remaining amount?
Good morning. Yes. DW and I have been through this a few times, and I was able to research this morning on her Slate account that has multiple BTs on it.
Full payment is applied to the balance with the nearest expiration date. 
@tcbofade wrote:
@McNugget wrote:I utilized a 0% APR balance transfer from Chase that is set to expire in June 2020. I received another 0% APR balance transfer offer that I'd like to use, 0% until March 2021.
How will Chase apply my payments if I accept the new offer? Will my full payment apply to the June expiration until I pay off that remaining amount?
Good morning. Yes. DW and I have been through this a few times, and I was able to research this morning on her Slate account that has multiple BTs on it.
Full payment is applied to the balance with the nearest expiration date.
+1 from experience. The only time that changes is when you have offers at two (or more) different APRs, including new charges at your standard purchase APR. Say you have two $2500 transfers, minimum payment is $75, and you make a $300 payment.
If both are 0%, the full $300 is applied to the BT ending first.
If one is 0% and the other is 1.99%, the minimum payment of $75 will be applied to the 0% offer, and the remaining $225 will be applied to the 1.99% balance by law (The CARD Act requires that any payment above the minimum payment be applied to a balances with the highest APR first), regardless of promotional ending dates.
Now let's say you had one at 0%, one at 1.99%, and you also made $100 in purchases with no grace period at 23.99% APR that accrued $2 in interest. The first $75 would be applied to the 0% balance, the next $102 would be applied to the new purchases and interest, and the last $123 would be applied to your 1.99% balance.
