Must Have Card

[Express]

Hi, just want to see if anyone know what is the latest must have card that gives out high limits!

[Anonymous]

There's really no one card that is suitable for everyone.

High / low limits depends mostly on your income and credit report.

[Anonymous]

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@Express wrote:

Hi, just want to see if anyone know what is the latest must have card that gives out high limits!

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What are you looking for? Just a high initial CL? Travel rewards? Cashback? Low APR?

[mcf]

Im going with CSP

[Express]

What are you looking for? Just a high initial CL? Travel rewards? Cashback? Low APR?

High Limit

[Anonymous]

Can you define what you regard as high? 200k CL? 50k? 20k? 5k?

It honestly depends on your CR and income. Some cards have minimum 5k CL but they will just decline you if they do not think you qualify for a 5k CL

[Express]

Can you define what you regard as high? 200k CL? 50k? 20k? 5k?

It honestly depends on your CR and income. Some cards have minimum 5k CL but they will just decline you if they do not think you qualify for a 5k CL

Starting @ 50K

[Anonymous]

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@Express wrote:

High Limit

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Well your best bet for high limits is usually a CU. If you qualify for NFCU, they're quite generous. Alternately, most Amex cards can grow to large limits thanks to the 3x CLI. You can even break past 25k if you're prepared to present your tax documents for income verification.

Prior to my CLI from Amex, Chase gave me my highest limit, but I'd had previous accounts with Chase and do my checking with them, so that may have influenced their decision to give me a larger CL than my other cards.

[Anonymous]

If your income and CR supports a 50k line, you can try chase sapphire preferred, Merrill+, chase palladium (need to be CPC to qualify), citi prestige / thank you premier, American Express revolvers and charge cards.

Basically any prime bank will be willing to offer you 50k if they think you qualify for it.

[b_seeker]

Looking at your current limits, I doubt any card would throw a 50K limit at you off the bat unless you have very high income.