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Must Have Card

tag
Express
Frequent Contributor

Re: Must Have Card

Well your best bet for high limits is usually a CU. If you qualify for NFCU, they're quite generous. Alternately, most Amex cards can grow to large limits thanks to the 3x CLI. You can even break past 25k if you're prepared to present your tax documents for income verification.

Prior to my CLI from Amex, Chase gave me my highest limit, but I'd had previous accounts with Chase and do my checking with them, so that may have influenced their decision to give me a larger CL than my other cards.

 

 

Thanks

 

I'm still waiting on Amex they did a FR about 3 weeks ago Smiley Indifferent

CL $408,200
Message 11 of 23
theoldnocreditmaster
Valued Member

Re: Must Have Card

I landed a 32K initial limit with the Chase Marriott Premier Signature. Not 50k but I think I can make it in three years. Not sure who may issuing that type of credit for a personal credit card.  

Message 12 of 23
Express
Frequent Contributor

Re: Must Have Card

Looking at your current limits, I doubt any card would throw a 50K limit at you off the bat unless you have very high income.

 

 

 

I have the income.

CL $408,200
Message 13 of 23
Express
Frequent Contributor

Re: Must Have Card

I landed a 32K initial limit with the Chase Marriott Premier Signature. Not 50k but I think I can make it in three years. Not sure who may issuing that type of credit for a personal credit card.  

 

 

 

Thanks,

Maybe I'll try a Credit Union 

CL $408,200
Message 14 of 23
Anonymous
Not applicable

Re: Must Have Card

Well, as you said, if you have the income, AMEX would most likely cater to you, but you'd have to present proof of it, once the CLIs keep coming.

Message 15 of 23
Express
Frequent Contributor

Re: Must Have Card

Well, as you said, if you have the income, AMEX would most likely cater to you, but you'd have to present proof of it, once the CLIs keep coming.

 

 

 

Proof has been sent to Amex Waiting on a response Smiley Indifferent

CL $408,200
Message 16 of 23
Anonymous
Not applicable

Re: Must Have Card

If you do get the higher CL on AMEX, wait until the new limit reports, and then you will be better off for a decent starting limit.

Message 17 of 23
Express
Frequent Contributor

Re: Must Have Card

If you do get the higher CL on AMEX, wait until the new limit reports, and then you will be better off for a decent starting limit.

 

 

 

Thanks

CL $408,200
Message 18 of 23
theoldnocreditmaster
Valued Member

Re: Must Have Card

If you have the income, get the CSP from Chase with a high initial credit line and then the Marriott Premier. Once approved for both, you could request to consolidate all of your lines into the CSP. My first round with Chase (CSP) was 28K, a week later they gave me 32K with the Marriott Premier.  Both were instant approval.

 

So, theoretically, you could combine them for one card. (Preferably the CSP )

If they let me I would have one card with a 60K limit…   Just a thought...

Message 19 of 23
Express
Frequent Contributor

Re: Must Have Card

If you have the income, get the CSP from Chase with a high initial credit line and then the Marriott Premier. Once approved for both, you could request to consolidate all of your lines into the CSP. My first round with Chase (CSP) was 28K, a week later they gave me 32K with the Marriott Premier.  Both were instant approval.

 

 

 

 

Thanks, I will look into that

CL $408,200
Message 20 of 23
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