No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I pulled My FICO Experian report, paid the 19.95 plus tax. Just like I have pulled my TR and EQ on My FICO many times in the past. When I pulled my Experian, it showed 708 with a couple of baddies that had dropped off my TR and EQ. The same day I had already applied for AMEX BCE and my Experian FICO through them was 784. I know that My Fico does a good job with EQ and TR but I am wondering about how My FICO is reporting the Experian scores, something seems not right. Has anyone else noticed the same?
@Slab wrote:I pulled My FICO Experian report, paid the 19.95 plus tax. Just like I have pulled my TR and EQ on My FICO many times in the past. When I pulled my Experian, it showed 708 with a couple of baddies that had dropped off my TR and EQ. The same day I had already applied for AMEX BCE and my Experian FICO through them was 784. I know that My Fico does a good job with EQ and TR but I am wondering about how My FICO is reporting the Experian scores, something seems not right. Has anyone else noticed the same?
The AMEX FICO score may very well be a FICO Bankcard Enhanced score, versus the FICO Classic score sold here.
I pulled Experian from MyFico last month and it was 767.
I applied for AmEx that same day, and their pull was 767.
I thought I read somewhere here the Experian FICO sold here is a newer version or a version not widely used?
@Capya wrote:I pulled Experian from MyFico last month and it was 767.
I applied for AmEx that same day, and their pull was 767.
Good deal. Mine are not making sense.
@dude11 wrote:I thought I read somewhere here the Experian FICO sold here is a newer version or a version not widely used?
I hope it is the version that is not widely used. I guess I should try to get the My FICO version cleaned up, just in case.
A couple weeks ago, I paid for myFico Ex, 722. A week after that, I bought a new Harley-Davidson and my EX pull was 722.
@racer-x wrote:A couple weeks ago, I paid for myFico Ex, 722. A week after that, I bought a new Harley-Davidson and my EX pull was 722.
That is good for you. You are getting two scores that validate each other. Even though I got two different scores, I am glad that AMEX showed 784 and approved a significant credit line. I am just concerned that they will later get the same score that My FICO reports.