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My first Chase in-branch preapproval

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Remedios
Credit Mentor

Re: My first Chase in-branch preapproval

I'm groveling for Freedom unlimited
That wont happen any time soon, tho
Message 11 of 36
Caught750
Valued Contributor

Re: My first Chase in-branch preapproval

I have CSP so I’d be very happy with a CF or CFU pre approval!
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 12 of 36
SouthJamaica
Mega Contributor

Re: My first Chase in-branch preapproval


@Remedios wrote:
I'm groveling for Freedom unlimited
That wont happen any time soon, tho

Good luck with it. As between the Freedom and Freedom Unlimited, I'd choose the FU. I don't have the brain cells to spare to keep track of spending categories.

 

 

 

 


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 673




Message 13 of 36
SouthJamaica
Mega Contributor

Re: My first Chase in-branch preapproval


@Caught750 wrote:
I have CSP so I’d be very happy with a CF or CFU pre approval!

If I had the CSP I don't thing I'd bother with the Freedom or Freedom Unlimited, I'd just put spend on that.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 673




Message 14 of 36
Caught750
Valued Contributor

Re: My first Chase in-branch preapproval

That’s actually my plan, I’m going to use the CSP for everything. I was thinking Freedom for categories would be useful though. The FU doesn’t do much for me, a half point isn’t gonna make or break my spend. It adds up for sure, but the simplicity of two cards makes me happy.
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 15 of 36
Remedios
Credit Mentor

Re: My first Chase in-branch preapproval

I have freedom and CSP. CSP will become CSR in December . I need unlimited but convincing Chase to give me a third card in 3 months 😐😕🤭

I hate waiting.

Message 16 of 36
Caught750
Valued Contributor

Re: My first Chase in-branch preapproval

Remedios, I plan to upgrade to CSR at the one year mark as well
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 17 of 36
Remedios
Credit Mentor

Re: My first Chase in-branch preapproval

I regret not applying for it in a first place instead of CSP. Meh, live and learn.

I'll never do my own math again 😂
Message 18 of 36
Caught750
Valued Contributor

Re: My first Chase in-branch preapproval

😂 It was a little different for me. I passed on the larger AF for a year as DS will be here any day. We have the money but I’d rather hold onto it for a year!
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 19 of 36
SouthJamaica
Mega Contributor

Re: My first Chase in-branch preapproval


@Remedios wrote:
I have freedom and CSP. CSP will become CSR in December . I need unlimited but convincing Chase to give me a third card in 3 months 😐😕🤭

I hate waiting.


Sounds to me like you're in good shape without it.

 

 


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 673




Message 20 of 36
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