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My first year with Discover - Data Points

austinguy907
Valued Contributor

Re: My first year with Discover - Data Points

ETA:  Hat trick accomplished 3 CLI's in a row for 6K+ each.

 

2-3-2017 12-17-24 PM.jpg

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/18K-of-CLI-from-Disco-in-4-months/m-p/4855902

Message 21 of 35
erick_mac1003
Established Contributor

Re: My first year with Discover - Data Points


@austinguy907 wrote:

ETA:  Hat trick accomplished 3 CLI's in a row for 6K+ each.

 

2-3-2017 12-17-24 PM.jpg

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/18K-of-CLI-from-Disco-in-4-months/m-p/4855902


Did you call or Hit the Luv Button?

________________________________________________________________________________________
Goal: FICO Scores 800+. Started at 588 last yr.
Current FICO 8 Scores as of 05/03/18: TU: 724 - EQ: 735 - EX: 711

Cards: Amex BCE, Amex EDP, Chase Frdm, Jetblue Plus, Discover IT, PenFed Plat Rwrds, Amazon Prime Visa, BofA Asiana, Amex Delta Gold, Amex Delta Plat, PayPal Mstrcrd, Amex Plat, Amex SPG, Chase CSR.
Message 22 of 35
austinguy907
Valued Contributor

Re: My first year with Discover - Data Points


@erick_mac1003 wrote:

 

Did you call or Hit the Luv Button?


I hit the button, got the 2-day as expected, and then it showed up on the 3rd day.  I don't call since it's going to be the same either way at this point.  The last call though was nice to round off the limit instead of ending with 600 for the first year or so.

Message 23 of 35
erick_mac1003
Established Contributor

Re: My first year with Discover - Data Points


@austinguy907 wrote:

@erick_mac1003 wrote:

 

Did you call or Hit the Luv Button?


I hit the button, got the 2-day as expected, and then it showed up on the 3rd day.  I don't call since it's going to be the same either way at this point.  The last call though was nice to round off the limit instead of ending with 600 for the first year or so.


Nice!! Congrats.. Will do mine again this Sunday or Monday. (fingers crossed)

________________________________________________________________________________________
Goal: FICO Scores 800+. Started at 588 last yr.
Current FICO 8 Scores as of 05/03/18: TU: 724 - EQ: 735 - EX: 711

Cards: Amex BCE, Amex EDP, Chase Frdm, Jetblue Plus, Discover IT, PenFed Plat Rwrds, Amazon Prime Visa, BofA Asiana, Amex Delta Gold, Amex Delta Plat, PayPal Mstrcrd, Amex Plat, Amex SPG, Chase CSR.
Message 24 of 35
MILOfico
Established Contributor

Re: My first year with Discover - Data Points




😁😃<____!!!!!!!!NOIIICE!!!!!!!_____>😃😁


wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|PF|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
Message 25 of 35
gdale6
Moderator Emeritus

Re: My first year with Discover - Data Points

Great data points thanks Smiley Happy

Message 26 of 35
Doebear
Regular Contributor

Re: My first year with Discover - Data Points

I'm so glad you're consistent austinguy, I'll probably still forget to push the next button, despite having it on the calendar xD. And you're getting such great love! Discover isn't messing around, they want to be your Number One, your Credit Boo, your snickeroodle!

 

I'll be aggressively paying down my latest BT, and maybe smack the button again in May.

Message 27 of 35
AverageJoesCredit
Legendary Contributor

Re: My first year with Discover - Data Points

Lol! CREDIT BOOSmiley Wink

I like that Smiley Happy
Message 28 of 35
MILOfico
Established Contributor

Re: My first year with Discover - Data Points

@Doebear


Ok....I laughed ...giggled... then laughed some more!!!


😁😃<____!!!!!!!!NOIIICE!!!!!!!_____>😃😁


wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|PF|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
Message 29 of 35
joe8185
Valued Contributor

Re: My first year with Discover - Data Points

Thanks for sending me the thread link. As I got approved on March 22, judging from your chart, I should probably look to see an auto CLI on or around June 22 and should give manual CLI a shot right around then. (makes a note on calendar).

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $11.8k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: 3 months, 19 days as of 1/31/19. 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 30 of 35
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