Before finding this site I literally had no INQ's on my report, never tried for CLI's or new accounts. I'd like to blame this website (not in a bad way) for all my success and apping lol. I used to go years without thinking about apps but now I sit and wonder; could I get this card or that card? Anyway its been a long journey but this forum has been nothing but helpful and supportive. I finally broke the 700's and have been so tempted to try for a couple cards but I'm going to try and let the influence of the garden pro's on this site sink in for a while!
Ill just keep dreaming about CSP, AMEX, and sadly Amazon & Chase 
@PlasticOrPlastic wrote:Before finding this site I literally had no INQ's on my report, never tried for CLI's or new accounts. I'd like to blame this website (not in a bad way) for all my success and apping lol. I used to go years without thinking about apps but now I sit and wonder; could I get this card or that card? Anyway its been a long journey but this forum has been nothing but helpful and supportive. I finally broke the 700's and have been so tempted to try for a couple cards but I'm going to try and let the influence of the garden pro's on this site sink in for a while!
Ill just keep dreaming about CSP, AMEX, and sadly Amazon & Chase
You have two nice everyday cards with arrival and qs☺. Just give it time depending on when your last app was you could potentially get CSP or amex card .
BTW for an amazon card I would look at Barclay Sallie Mae card. 5% on gas and groceries with $250 monthly cap ,in addition to 5% on amazon purchases with 750 monthly cap.
@mongstradamus wrote:
@PlasticOrPlastic wrote:Before finding this site I literally had no INQ's on my report, never tried for CLI's or new accounts. I'd like to blame this website (not in a bad way) for all my success and apping lol. I used to go years without thinking about apps but now I sit and wonder; could I get this card or that card? Anyway its been a long journey but this forum has been nothing but helpful and supportive. I finally broke the 700's and have been so tempted to try for a couple cards but I'm going to try and let the influence of the garden pro's on this site sink in for a while!
Ill just keep dreaming about CSP, AMEX, and sadly Amazon & Chase
You have two nice everyday cards with arrival and qs☺. Just give it time depending on when your last app was you could potentially get CSP or amex card .
BTW for an amazon card I would look at Barclay Sallie Mae card. 5% on gas and groceries with $250 monthly cap ,in addition to 5% on amazon purchases with 750 monthly cap.
Thanks mong, I'm battling a BK from 2011 so CSP and AMEX are pipe dreams for now. I've looked a lot at Sallie Mae (have student loans there as well) but wondered if I could get a 3rd Barclay card? The ideal thing would be a PC from my Rewards Visa but I dont think that'll happen (VISA to MC). Other than that the Sallie is very attractive!
@PlasticOrPlastic wrote:
@mongstradamus wrote:
@PlasticOrPlastic wrote:Before finding this site I literally had no INQ's on my report, never tried for CLI's or new accounts. I'd like to blame this website (not in a bad way) for all my success and apping lol. I used to go years without thinking about apps but now I sit and wonder; could I get this card or that card? Anyway its been a long journey but this forum has been nothing but helpful and supportive. I finally broke the 700's and have been so tempted to try for a couple cards but I'm going to try and let the influence of the garden pro's on this site sink in for a while!
Ill just keep dreaming about CSP, AMEX, and sadly Amazon & Chase
You have two nice everyday cards with arrival and qs☺. Just give it time depending on when your last app was you could potentially get CSP or amex card .
BTW for an amazon card I would look at Barclay Sallie Mae card. 5% on gas and groceries with $250 monthly cap ,in addition to 5% on amazon purchases with 750 monthly cap.
Thanks mong, I'm battling a BK from 2011 so CSP and AMEX are pipe dreams for now. I've looked a lot at Sallie Mae (have student loans there as well) but wondered if I could get a 3rd Barclay card? The ideal thing would be a PC from my Rewards Visa but I dont think that'll happen (VISA to MC). Other than that the Sallie is very attractive!
People have done a PC between Barclay products before, and I don't think Visa to MC or the other way around should matter. Worth it to check! Great amazon card.
Falls into that realm of necessary evil. You need those TLs for your score to grow. Congrats on continued success.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Your lineup is not terrible, congrats on the success you've had thus far!
Thanks everyone I appreciate it, and the misleading title was sorta intentional
I called Barclay last night and Rewards Visa to Sallie is a no go right now, but she did mention waiting until the card hits 1 year old and calling back. Thats what happened with my Rewards MC, hit one year got changed to Arrival. I dont mind my line up, it serves me well, just dying to get a Chase account and AMEX. Feel like a kid waiting for Xmas to get the newest toys lol.
I just got off the phone with a Barclay CSR and she said I can't PC from Apple card. I have to apply for the new card and if approved I can transfer the limit over.
