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I am currently attempting to join NASA FCU with the intent of applying for a credit card with hopefully a starting 5 figure limit.
I have read other posts where people have said the process was painless and completed instantly online. In my case, they asked for a copy of my DL and a utility bill as proof of residency. The catch is that our mortgage and all the utilities are in my wife's name. I uploaded my DL along with my SS card for proof of identity and I also uploaded my weapons permit hopefully as proof of residency.
Does anyone else have any experience with NASA FCU? I can't seem to find a list of acceptable documents for proof of residency. I thought I might try my vehicle registration if they don't like the weapon carry permit, but I would feel better if I could find a list of what they would take somewhere.
I applied online and everything went smoothly.
I also called just in case I had missed anything (because it seemed too easy). I would suggest giving them a quick call. I found their customer service useful since I tend to ask a lot of questions... If you explain the situation, they may have acceptable alternatives that are not listed on the site.
Hey I'm also thinking about joining nasa.... if I may ask what credit bureau do they pull and was the membership a soft or hard pull? Thanks
they didn't like me... I was declined cc
OK I called in to ask what documents would work for proof of residency and I guess my gun permit was acceptable. Account approved and opened!! Woot!!
The girl said I would recieve an email by the end of the day. No HP notifications yet. I have daily pulls on EQ, but I already updated it this morning. As soon as I get a notification I will update.
Now to start scoping out those cards!
They pulled experian for the credit card application.
I guess they used the same pull to establish my membership because I don't have any other pulls from Nasa.
@wacdenney wrote:OK I called in to ask what documents would work for proof of residency and I guess my gun permit was acceptable. Account approved and opened!! Woot!!
The girl said I would recieve an email by the end of the day. No HP notifications yet. I have daily pulls on EQ, but I already updated it this morning. As soon as I get a notification I will update.
Now to start scoping out those cards!
I'm surprised you did it in that order (join and then see if there is a card you want!). They have a good rewards card (Plat Cash Rewards) that gives 2% on the amount over $2K spend per year. However, rewards are paid annually, which is a negative unless you want a big lump sum once a year as an enforced saving method.
@longtimelurker wrote:
@wacdenney wrote:OK I called in to ask what documents would work for proof of residency and I guess my gun permit was acceptable. Account approved and opened!! Woot!!
The girl said I would recieve an email by the end of the day. No HP notifications yet. I have daily pulls on EQ, but I already updated it this morning. As soon as I get a notification I will update.
Now to start scoping out those cards!
I'm surprised you did it in that order (join and then see if there is a card you want!). They have a good rewards card (Plat Cash Rewards) that gives 2% on the amount over $2K spend per year. However, rewards are paid annually, which is a negative unless you want a big lump sum once a year as an enforced saving method.
I was able to browse the cards, but to be honest what I'm really after is a 5 figure limit. It wouldn't let me apply without logging in. Or I couldn't find any way to anyway.
Yes, I will likely apply for the cash rewards card. Hoping for a ridiculously high limit.
Perhaps in the future I may utilize some of their other lending services. I have a couple of vehicle purchases coming in the not too distant future for sure. I like my local credit union but they seem a little conservative.
Wow!! It looks like the branch in my hometown that is a shared branch with my local credit union is also a shared branch with NASA FCU. SWEET!!
I may actually go ahead and open up a checking account also.
Ouch!! Application referred... Said I would hear back in 2 to 3 days.