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PNC Bank now has a cash back Visa Signature card with no FTFs and no experation dates for rewards and has cell phone protection incuded as well.
You can get unlimited 2% cash back on swipes and they are currently offering 0% APR for 12 months for BTs and purchases. The Rewards portal also comes with this card to gain even more cash back at listed locations. This card has no annual fee and I have found PNC to be very generous with CLI requests (which are always soft pull requests) and to have good customer service. The card is advertised as needing to be a "well qualified borrower" to apply and suggests no BK, at least 3 years of good payment history, a possible history with PNC may help as well, and no late payments reported in the last 3 years.
Besides the possible stricter credit guidelines for approval, I believe this to be one of the better unlimited 2% card options currently avaliable with the options listed versus other 2% cards that may not offer everything this one can, so just wanted to share with the community.
Another thread on this as well as right now it is invite only until realeased next year.. Believe one person on this forum has gotten card through invite. Search for other thread as more data regarding in that thread.
I'll see if we can merge these two threads. Here is the earlier one:
NEW PNC Cash Unlimited Card - 2% Cash Back - myFICO® Forums - 6721555
@CreditCuriosity wrote:Another thread on this as well as right now it is invite only until realeased next year.. Believe one person on this forum has gotten card through invite. Search for other thread as more data regarding in that thread.
No onger have the ability since stepped down as a Moderator well over a year ago, but hopefully another one will take care of it, but sure they will appreciate the link as hated having to reading AR's that didn't have links to posts and searching for those posts
Ya, but maybe take a "demotion" and come back?
@CreditCuriosity wrote:No onger have the ability since stepped down as a Moderator well over a year ago, but hopefully another one will take care of it, but sure they will appreciate the link as hated having to reading AR's that didn't have links to posts and searching for those posts
.
@NoMoreE46 wrote:Ya, but maybe take a "demotion" and come back?
@CreditCuriosity wrote:No onger have the ability since stepped down as a Moderator well over a year ago, but hopefully another one will take care of it, but sure they will appreciate the link as hated having to reading AR's that didn't have links to posts and searching for those posts
.
I second this! I miss our ole' "Mod Squad"!
RE: The PNC 2% card... I haven't seen an invite, but when I log into my accounts, it gives me access to the application which has me thinking existing PNC customers may apply for this.
Yes It seems exsisting PNC customers can apply. Me and a family member both have access to the application and to check if we are pre selected for the card.
@user979797 wrote:Yes It seems exsisting PNC customers can apply. Me and a family member both have access to the application and to check if we are pre selected for the card.
Still geo based as Have a relationship with PNC checking and CC's and can't apply. Believe someone in CA was able to if memory serves me correctly.
I tried the check for Pre-Selected Offers page for this card, but nope. I am in Florida.
@ChargedUp wrote:The link worked for me in California. It asks me to login to online banking, then after loging in continues to the application. I'm new account heavy right now so I backed out of the app, but it's there FWIW.
I am in AR which is outside of their footprint for sure so I guess it depends on which state?