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NFCU APR Reduction

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PicoFico
Frequent Contributor

NFCU APR Reduction

I sent in a message asking for an APR reduction for my cashRewards account that turned 1 year old on 6/14.

 

Recieved a response today, "upon review they've determined that my account is eligible for 9.65% and will take effect immediately."

 

17.99 to 9.65 = win!!

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: NFCU APR Reduction

 

WOAH! THats a whale of a reduction!  Congrats

Message 2 of 16
AllZero
Mega Contributor

Re: NFCU APR Reduction

Congratulations on your APR reduction! That's a big jump.
Message 3 of 16
PicoFico
Frequent Contributor

Re: NFCU APR Reduction


@AllZero wrote:
Congratulations on your APR reduction! That's a big jump.

Special thanks to you @AllZero, I wouldn't have known apr redux after 1 year was a thing without ya! 👍

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 4 of 16
AllZero
Mega Contributor

Re: NFCU APR Reduction


@PicoFico wrote:

@AllZero wrote:
Congratulations on your APR reduction! That's a big jump.

Special thanks to you @AllZero, I wouldn't have known apr redux after 1 year was a thing without ya! 👍


@PicoFico .Glad to help. I credit myFICO members here. That's where I learned about it. 👍

Message 5 of 16
Anonymous
Not applicable

Re: NFCU APR Reduction

Congrats!

 

I also had a pretty massive reduction when I asked them in February from 16.something on my cashRewards to 11.15% (lowest at the time). NFCU is awesome. Their two cards are two of my lowest at 5.99% and 9.65% (with AOD in the middle). 

Message 6 of 16
PicoFico
Frequent Contributor

Re: NFCU APR Reduction

Congrats on your reduction also @Anonymous!

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 7 of 16
Marz2002
Senior Contributor

Re: NFCU APR Reduction

CONGRATS  on your  HUGE   NFCU APR reduction!!! Smiley Very Happy

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 8 of 16
Anonymous
Not applicable

Re: NFCU APR Reduction

Nice! What an APR reduction!Smiley Very Happy

Message 9 of 16
M_Smart007
Legendary Contributor

Re: NFCU APR Reduction


@PicoFico wrote:

I sent in a message asking for an APR reduction for my cashRewards account that turned 1 year old on 6/14.

 

Recieved a response today, "upon review they've determined that my account is eligible for 9.65% and will take effect immediately."

 

17.99 to 9.65 = win!!


Welcome to the 9.65 club  ..Congrats! ..

Message 10 of 16
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