NFCU Account Credit Line Combo SUCCESS!

[AverageJoesCredit]

Lol, i wish. No, Navy allowed me to transfer all my credit limits from my Plat and Amex to my Cash Rewards, closing the two and just having the CR. With my income, and what they keep saying in the denial letters im at my max exposure so i figured i dont use the other 2 cards might as well have one good limit for simplicity sake.

I assume once this is done, on any transfering of limits, no cli would be granted minimum 6 months.

[sdsoccerdad]

I wonder if I can do the same thing with two cards @ $22k.  

[Anonymous]

Is max exposure factored by credit score and income?

[AverageJoesCredit]

SDsoccerdad, it was done recently with big limits ymmv.

I think income is greater limiting factor than score. We have seen people with sub 600's get 20k plus limits. Though i hold out some hope as a recent poster scored a 25k limit on a 30k income.

[sdsoccerdad]

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@AverageJoesCredit wrote:
SDsoccerdad, it was done recently with big limits ymmv.

I think income is greater limiting factor than score. We have seen people with sub 600's get 20k plus limits. Though i hold out some hope as a recent poster scored a 25k limit on a 30k income.

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Right now, my scores are almost mid 700's.  Income is 150K.  I would like to combine my cash rewards/Flagship cards.  Not sure if it would be a good idea though since the CR card I've had for almost two years now (oldest card).

[AverageJoesCredit]

Sm, nothing to lose. Check out MrPtato's new post

[Anonymous]

Send them a message! Let us know how it rolls. My stats are very similair to yours.

[credit_endurance]

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@sdsoccerdad wrote:

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@AverageJoesCredit wrote:
SDsoccerdad, it was done recently with big limits ymmv.

I think income is greater limiting factor than score. We have seen people with sub 600's get 20k plus limits. Though i hold out some hope as a recent poster scored a 25k limit on a 30k income.

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Right now, my scores are almost mid 700's.  Income is 150K.  I would like to combine my cash rewards/Flagship cards.  Not sure if it would be a good idea though since the CR card I've had for almost two years now (oldest card).

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I just did this last week after reading through a similar thread. Just combined my goRewards into the Flagship by sending a secure message. Definitely wouldn’t hurt to give it a try. Worst they could say is no” 😉

[sdsoccerdad]

Thanks everyone!  I'm going to do that first thing in the morning.

[AverageJoesCredit]

Lol , no send sm tonight so you feel great tomorrow Sorry Bruised, we must pay homage to your OP haha. I also make 150k... while i sleep and livin la vida loca