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NFCU Secured Graduation

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AspiringDink1991
Valued Member

NFCU Secured Graduation

A few weeks ago I was approved for a NFCU Signature CashRewards @ $15k SL

best news ever

Well today my secured nCashRewards Graduated to a CashRewards @ $2k SL

I'm so happy that I chose to become an NFCU member, Thank You MyFico forum cotributors for information about them or I would have never known. Now I just have to wait for my Discover It to graduate, and then in September i'll cancel my Self Secured card before the annual fee is charged.



1-19 scores
1-20 scores
11-20 scores
1-21 scores

11-18 MyJewelersClub $5k CL
1-19 Discover $1k
1-19 Commenity $300 unsecured, CLI to $620 1-20
8-19 NFCU $500 secured graduated to non secured with limit of $4,500
8-19 NFCU SSL $3k paid down to $233
2-20 NFCU Cash Rewards $15k
5-20 Honda $46k @2.9%
1-21 PayPal Credit SL $3.5k
1-21 CapOne Platinum SL$ 3k
Cant believe it's been 2 years now, these recoveries are so slow its torturous!
Message 1 of 14
13 REPLIES 13
newfossil
Valued Contributor

Re: NFCU Secured Graduation

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 2 of 14
recoveringfrombk7
Established Contributor

Re: NFCU Secured Graduation

Woot woot!











Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.
Message 3 of 14
JNA1
Valued Contributor

Re: NFCU Secured Graduation

Congrats! 🎉
Our credit card journey started 3/2018


Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

Message 4 of 14
coreyb80
Super Contributor

Re: NFCU Secured Graduation

Congrats on the approval as well as the graduation.  Great work!!

Message 5 of 14
MakeItAMudLight
Frequent Contributor

Re: NFCU Secured Graduation

Congratulations!  Navy Fed is great!

Message 6 of 14
19eighty5
Senior Contributor

Re: NFCU Secured Graduation

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 14
Anonymous
Not applicable

Re: NFCU Secured Graduation

Congrats 🎉 I am opposite! My Discover IT actually graduated yesterday ($200 SL to $2000) ! Now I am waiting on my Navy Federal to graduate ! I wish you the best. 

Message 8 of 14
Anonymous
Not applicable

Re: NFCU Secured Graduation

Congratulations! 👍

Message 9 of 14
Red1Blue
Super Contributor

Re: NFCU Secured Graduation

How many months did NFCU take to unscure the account ? How much security deposit did you have to give them ? What is the credit limit for secured card they approved you for ? Did you get any CLI on your secured card ?

Message 10 of 14
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