NFCU Secured Graduation

AspiringDink1991 · ‎02-20-2020

A few weeks ago I was approved for a NFCU Signature CashRewards @ $15k SL

best news ever

Well today my secured nCashRewards Graduated to a CashRewards @ $2k SL

I'm so happy that I chose to become an NFCU member, Thank You MyFico forum cotributors for information about them or I would have never known. Now I just have to wait for my Discover It to graduate, and then in September i'll cancel my Self Secured card before the annual fee is charged.

1-19 scores

1-20 scores

11-20 scores

1-21 scores

11-18 MyJewelersClub $5k CL
1-19 Discover $1k
1-19 Commenity $300 unsecured, CLI to $620 1-20
8-19 NFCU $500 secured graduated to non secured with limit of $4,500
8-19 NFCU SSL $3k paid down to $233
2-20 NFCU Cash Rewards $15k
5-20 Honda $46k @2.9%
1-21 PayPal Credit SL $3.5k
1-21 CapOne Platinum SL$ 3k
Cant believe it's been 2 years now, these recoveries are so slow its torturous!

newfossil · ‎02-20-2020

Congratulations!

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

recoveringfrombk7 · ‎02-20-2020

Woot woot!

Evansville Teachers Federal Credit Union

Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.

JNA1 · ‎02-20-2020

Congrats! 🎉

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

coreyb80 · ‎02-20-2020

Congrats on the approval as well as the graduation. Great work!!

MakeItAMudLight · ‎02-20-2020

Congratulations! Navy Fed is great!

19eighty5 · ‎02-21-2020

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Anonymous · ‎02-27-2020

Congrats 🎉 I am opposite! My Discover IT actually graduated yesterday ($200 SL to $2000) ! Now I am waiting on my Navy Federal to graduate ! I wish you the best.

Anonymous · ‎02-27-2020

Congratulations! 👍

Red1Blue · ‎02-27-2020

How many months did NFCU take to unscure the account ? How much security deposit did you have to give them ? What is the credit limit for secured card they approved you for ? Did you get any CLI on your secured card ?