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NFCU minimum payment due sometimes none?

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redE2move
Frequent Contributor

NFCU minimum payment due sometimes none?

So I've noticed that sometimes after my statement cuts the minimum payment due is $0 when I clearly have a balance.  Does anyone know how this happens?  I have a NFCU Go Rewards Signature if this helps with the question.

5 REPLIES 5
AverageJoesCredit
Legendary Contributor

Re: NFCU minimum payment due sometimes none?

They do that sometimes for their members especially if you pay alot more than minimum previous month. Its a nice perk but just to be safe i would always make a payment. No use playing with fire even if its controlledSmiley Wink
Message 2 of 6
redE2move
Frequent Contributor

Re: NFCU minimum payment due sometimes none?

Oh for sure!  I'd never take advantage of $0 payment due.  Especially with the amount of money I put through that card. I LOVE that card and I transfer all of my rewards to my savings.  Sweet deal Smiley Wink

 

Message 3 of 6
sdsoccerdad
Established Contributor

Re: NFCU minimum payment due sometimes none?

Agreed with what everyone says here. I make multiple payments a month and see that from time to time.
Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 4 of 6
Dalmus
Valued Contributor

Re: NFCU minimum payment due sometimes none?

I see it all the time... Currently have a large balance transfer on the card for the past four months, and two of the four have been "$0 Due."

Total Cards: 24 | Total Limit: $304,250


Current FICO 8 Scores: EQ: 841| TU: 815 | EX: 814


Hard Inquiries: 1

Message 5 of 6
Anonymous
Not applicable

Re: NFCU minimum payment due sometimes none?

I can see what others have said, seems very reasonable.  They only time I have noticed this with my two Navy accounts was when I made a large payment after my due date, but before the statement cut date. Not sure if that triggered it or not, but one less thing to have to keep track of

Message 6 of 6
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