NFCU soft pull on 12/13/13. Anyone else?

USF813 · ‎01-10-2014

Just noticed a soft pull from NFCU on 12/31/13, Equifax.

starry1 · ‎01-10-2014

i got one on 12/31/13.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)

USF813 · ‎01-10-2014

Tempted to ask for a $2k CLI on my CC. I wonder if they'd use the SP?

Creditaddict · ‎01-10-2014

@USF813 wrote:
Tempted to ask for a $2k CLI on my CC. I wonder if they'd use the SP?

well first of all if you are going to ask it should be for the full $25k credit line.

What is your current line?

How long have you had it?

last CLI?

Scupra · ‎01-10-2014

Was also softed around the same time.

Listed to Creditaddict though

USF813 · ‎01-10-2014

I'm certainly tempted but i'm going to avoid hitting the button for now. I have far bigger goals than a $25k credit card.....like a new car, mortgage refi.

Creditaddict · ‎01-10-2014

@USF813 wrote:
I'm certainly tempted but i'm going to avoid hitting the button for now. I have far bigger goals than a $25k credit card.....like a new car, mortgage refi.

you can do it and then if you get 3-5 day message instead of instant counter call in and have the request withdrawn.

Scupra · ‎01-10-2014

@USF813 wrote:
I'm certainly tempted but i'm going to avoid hitting the button for now. I have far bigger goals than a $25k credit card.....like a new car, mortgage refi.

JW, would the addition of one inquiry really hinder the ability of a new car loan or a mortgage refi? Thanks!

USF813 · ‎01-10-2014

I'm not sure I want to risk it. I have four pulls on EQ and two on TU.

fltn · ‎01-10-2014

Yup, me too. 12/31/13

Currently "freezing" in the garden!