NFCU soft pull?

[AverageJoesCredit]

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@shane1978 wrote:

Will I be notified if it will be a soft or hard pull of I request online? Or, is it just a roll of the dice?

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No notifications, roll of dice but highest probability of sp. See my post 👆 about  locking reports to be safe.

[Anonymous]

Honestly it's a pretty solid DP by now that nobody has seen a HP since December. Can it change? Sure. Is it likely to change right now? I'm going to say no with NFCU trying to help as many people as possible during this crisis. 

[Anonymous]

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@M_Smart007 wrote:

@Anonymous  MIA?

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@M_Smart007   Super busy with work stuff, didn't realize i hadn't been on in a few days. 

[M_Smart007]

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@Anonymous wrote:

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@M_Smart007 wrote:

@Anonymous  MIA?

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@M_Smart007   Super busy with work stuff, didn't realize i hadn't been on in a few days. 

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@Anonymous..Glad you are OK

[CreditobsessedinFL]

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@Anonymous wrote:

Honestly it's a pretty solid DP by now that nobody has seen a HP since December. Can it change? Sure. Is it likely to change right now? I'm going to say no with NFCU trying to help as many people as possible during this crisis. 

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Q, @Saeren:

Do you surmise, given your statement above and the current situation, that one MUST still wait for the 91/3, to request the initial CLI (2 statements in)  and if denied, it will reset the CLI request clock, all things being considered? 

[Anonymous]

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@CreditobsessedinFL wrote:

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@Anonymous wrote:

Honestly it's a pretty solid DP by now that nobody has seen a HP since December. Can it change? Sure. Is it likely to change right now? I'm going to say no with NFCU trying to help as many people as possible during this crisis. 

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Q, @Saeren:

Do you surmise, given your statement above and the current situation, that one MUST still wait for the 91/3, to request the initial CLI (2 statements in)  and if denied, it will reset the CLI request clock, all things being considered? 

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I don't know specifically about 91/3. I would be surprised if they give CLIs to people who don't have any history with them but it's worth a shot. There is no CLI clock reset from a denial, only ~185 days between approved requests. 

[AverageJoesCredit]

Lol at the not clock reset . For sure,  i got denied and a week later i smashed and was approved

[soccer21]

I requested a CLI got it without a hard pull (3/31/2020).

[M_Smart007]

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@soccer21 wrote:

I requested a CLI got it without a hard pull (3/31/2020).

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@soccer21  .. C O N G R A T U L A T I O N S !

[bourgogne]

I requested a cloc cli in 12/19 and it was an hp.  not sure if its relevant to this post