Nationwide Bank Visa CLI process

[SpaceInvader]

So I just talked with NationwideBank about getting a CLI on the VISA I am an AU on and the response of the rep was that NWB does not do CLI's nor is there a way in their systems to request it or give it to a customer.

I requested further clarrification and was confirmed that they don't do consumer initiated CLI's nor do they give CLI's based on internal review of a customer. The limit you get when you apply is the limit you stay with till whenever they change this policy. So basically you could do all kinds of spending/PIF'ing but you won't get a CLI: zilch, nada, nothing, sifr, xejn, אֶ֫פֶס, nocht, anyway you can think of saying 0!!

Thought I'ld share. Let me know if you have experienced differently.

[juggar]

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@SpaceInvader wrote:

So I just talked with NationwideBank about getting a CLI on the VISA I am an AU on and the response of the rep was that NWB does not do CLI's nor is there a way in their systems to request it or give it to a customer.

I requested further clarrification and was confirmed that they don't do consumer initiated CLI's nor do they give CLI's based on internal review of a customer. The limit you get when you apply is the limit you stay with till whenever they change this policy. So basically you could do all kinds of spending/PIF'ing but you won't get a CLI: zilch, nada, nothing, sifr, xejn, אֶ֫פֶס, nocht, anyway you can think of saying 0!!

Thought I'ld share. Let me know if you have experienced differently.

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Wow, thanks for the info. good thing I dont use mine then. 

[1GaDawg85]

WOW, that is terrible! I have my car and home insurance through them and had thought about applying for this card but definitely won't do that now! 

[Anonymous]

Interesting. They sent my Mother a mailer pre-approving her for $25,000 at 11.24%.

[SpaceInvader]

yeah they  had sent my wife a pre-approval for "upto" 15K hence that is why we app'ed.

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@Anonymous wrote:

Interesting. They sent my Mother a mailer pre-approving her for $25,000 at 11.24%.

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[Anonymous]

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@SpaceInvader wrote:

yeah they  had sent my wife a pre-approval for "upto" 15K hence that is why we app'ed.

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@Anonymous wrote:

Interesting. They sent my Mother a mailer pre-approving her for $25,000 at 11.24%.

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How long's it been open?

[SpaceInvader]

Almost 9 months.

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@Anonymous wrote:

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How long's it been open?

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[sccredit]

Too bad there is not an Exec Office email out there,  

[1GaDawg85]

well let it smell like socks then! keep it open and let it age

[1GaDawg85]

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@sccredit wrote:

Too bad there is not an Exec Office email out there,  

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I'm sure there is....just need to go hunt for it