@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
This is all great info. Funny I've seen a billion commercials for Rakuten but never went to the website. It is basically member deals on steriods.
The NFCU portal does require you to use their card to get the extra points / cash back. It looks like most of the deals on Rakuten are on Member Deals for NFCU but for some NFCU has a better deal and for many Rakuten has a better deal.
It actually doesn't require you to use their card. It says it does but people use other cards all the time. The only thing you have to make sure of is that you order through the portal and you only use coupons listed on that portal.
While not required, the reason the Rakuten "stack" is recommended is because of the 3% cash back. Any time you use the Rakuten card on Rakuten the cash back from the card is 3%. On anything no category restrictions. Plus of course the normal Rakuten cash back. With the stack I regularly get 8-10% cash back, sometimes more.
I was responding to "The NFCU portal does require you to use their card to get the extra points / cash back" although it's valid for NFCU too since the base rate is in addition to the Member Deals offer do a Flagship would get 2X and a cashRewards would get 1.5% plus the bonus points/cash.
