Looks like my secured navy card is graduating today, exactly 2 days after my 6th statement cut (on 7/14) happened to login early this am and saw my credit shows $200 of $2,000 available. I've received no communication regarding the card graduating and I didn't get the CL increase at 3 months that some see. But I did get approved platinum card with a CL of $7.5k at 3 months. I also recently applied for a motorcycle loan with them and was given preapproval on almost 11k.
Some datapoints, I don't bank with them or do direct deposit currently. I opened my accounts back in December 2020, checking/savings/money market. Around 3 month mark I threw 5k in the money market account and have let it sit (no withdrawls or transfers) and they seem to like that. My credit scores are hovering around 650... on the communication I got for my loan pre-approval it said my score was around 675.
So I must be in their good graces. I'm coming up on my 90 days in the next couple weeks of my platinum approval, and looking to app for my next card still not sure which one it will be. I already have amexes and barely use them (because they're not accepted everywhere), I am thinking about the flagship just for the year of amazon prime and bonus points, but not crazy about another annual fee.
Renember that for the CLI it's 91 days AND three full statements. Check your statements and make sure the first one is at least 25 days or it'll be considered a partial and won't count, and you'll need to wait an extra statement period.