I went on american express website, and I did the prequal and 3 cards came back for me.
I'm not to familiar with American express cards. So I was wondering if any of you can help me out.
My ex Fico score is 671.. I have one closed account.. Student loan that I'm paying on.. Balance of $306.00
I have 11 inqs I'm using 7% of my credit.. These are the offers that came up for me. Thanks in advance.. And happy Holidays!!!! Also how accurate is the Prequal for American express
From my experience, pre-quals have always lead to an approval on the card I was looking at. I'm not sure what sort of SL you will get with a 671 score, but once you get in with Amex CLI's are not overly hard to come by, if you use the card wisely.
As for which card, that depends on what you want to get out of it.
The Delta gold is a good travel card if you fly delta, the others are ok for everyday stuff.
It would then depend if you want a cash back card or an MR card.
As for which card, that depends on what you want to get out of it.
The Delta gold is a good travel card if you fly delta, the others are ok for everyday stuff.
It would then depend if you want a cash back card or an MR card.
Amex prequalifications are generally solid, but not guaranteed. Your Experian FICO 08 score should support approval for those three, though. Just keep in mind that each of those cards earns a different type of reward. The Cash Magnet offers a fairly standard 1.5% back on your purchases. The Delta Gold SkyMiles card will earn Delta SkyMiles, of course. The EveryDay card will earn Membership Rewards, which would be best paired with other MR-earning cards such as the Gold and Platinum charge cards, both of which you would likely be approved for. Just keep in mind that the Delta card as well as the two charge cards I mentioned do have annual fees of $250 and $550. If you travel even a few times a year, both of those cards can more than pay for themselves time and time again.
