@smile90000 wrote:UPDATE: After getting told no from citibank's online soft pull. I decided to do a hard pull to see what I could get.
I asked for an increase of $2200 to round me upto $5000. Would have liked an increase of $5000, but didn't want to go overboard. Well, they approved me for the additional $2200! I'm glad the hard pull was worth it.
I'm still still about $2500 short of where I want to be. i took a look at the advice and think I will apply for Capital One Quicksilver.
Thanks for everyone for the advice. I was totally lost as to what to do.
Does anyone have suggestions for how long I should wait before applying for Capital? Citibank is just over a year old. And the Citi hard pull is the only one I have had in the last year.
Thanks again! You are awesome!
If you really want a big limit then the Venture is the one you should be applying for. Starting limits are like 4x what they are for QS. You can go ahead and apply now. No need to wait.
Anybody else notice that this one is pretty much the opposite of most members here? Outstanding scores, long history, and is only looking for a modest SL on a new card. Most with that excellent profile would be shooting for the moon. 