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Need a List of CC's with a Minimum $5k Starting Limit?

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Anonymous
Not applicable

Re: Need a List of CC's with a Minimum $5k Starting Limit?

I have a list these are cards I have and the limits I got. Citi simplicity 10,000 Citi thank you preferd 10,000 chase ink classic 8,000 chase slate 6,000 American Express blue cash 10,000
Message 11 of 27
yudeology101
Senior Contributor

Re: Need a List of CC's with a Minimum $5k Starting Limit?


@emptypockets wrote:

Chase Marriott and Citi AA Visa/MC seem to approve for higher than 5k most of the time as well.


I don't know about Citi AA (once again, it all depends on your credit profile), but i was only given starting CL of 2k. 

 

::edit::  my Citi AA is a WMC version.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 12 of 27
Anonymous
Not applicable

Re: Need a List of CC's with a Minimum $5k Starting Limit?

Chase freedom is a good card as well as the Safire card
Message 13 of 27
Anonymous
Not applicable

Re: Need a List of CC's with a Minimum $5k Starting Limit?


@Anonymous wrote:
Chase freedom is a good card as well as the Safire card

The OP is asking a very specific question, not sure why he/she is getting these responses.  Simply, which cards specify a minimum of $5K (or you get rejected), not "which cards are good", or "which cards often give more than $5K"   I listed the Penfed card as it specifically says that the minimum credit line is $5k.

Message 14 of 27
CeeJay19
Member

Re: Need a List of CC's with a Minimum $5k Starting Limit?

Because of the way Visa signature cards are set up.  They generally start with a 5k limit 99% of the time.

 

My very first cc  was a chase British airways visa signature.

also i know someone who was denied a nordstrom visa signature but given the store card and when she went to recon they told her it was because they couldnt give her the minimum 5k limit.

 

Hope this helps

Discharged 12/02/13
scores as of 12/11/13
EX 608 EQ 618 TU 620
Message 15 of 27
CeeJay19
Member

Re: Need a List of CC's with a Minimum $5k Starting Limit?

Visa Signature cards for sure most have NPSL

Discharged 12/02/13
scores as of 12/11/13
EX 608 EQ 618 TU 620
Message 16 of 27
unc0mm0n1
Established Contributor

Re: Need a List of CC's with a Minimum $5k Starting Limit?


@Anonymous wrote:

@Anonymous wrote:
Chase freedom is a good card as well as the Safire card

The OP is asking a very specific question, not sure why he/she is getting these responses.  Simply, which cards specify a minimum of $5K (or you get rejected), not "which cards are good", or "which cards often give more than $5K"   I listed the Penfed card as it specifically says that the minimum credit line is $5k.


I agree. I don't see the confusion. OP you want to go after Visa siggys or MC world/world elite. For example the CSP or Citi Dividend World Elite.

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 17 of 27
Anonymous
Not applicable

Re: Need a List of CC's with a Minimum $5k Starting Limit?

Well, not quite.  WMC and Visa Sig don't guarantee $5k min

Message 18 of 27
yudeology101
Senior Contributor

Re: Need a List of CC's with a Minimum $5k Starting Limit?


@Anonymous wrote:

Well, not quite.  WMC and Visa Sig don't guarantee $5k min


+1.  Like mentioned before, I have WMC with 2K starting limit, and i've seen Southwest/United/Freedom Visa Sig w/ less than 5k initial starting limit. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 19 of 27
espnjunkie
Established Contributor

Re: Need a List of CC's with a Minimum $5k Starting Limit?

From what I have seen, 99% of the time a Visa Signature/World Mastercard/World Elite Mastercard will require a minimum $5,000.00 credit limit. 

 

Although technically a no preset spending limit product, I doubt that many American Express charge cards carry a real limit under 5,000.00 as well 

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Citi Prestige World Elite Mastercard ($35,000.00), Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), Chase Ink Business Bold (NPSL)
TU-778 (12/03/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Message 20 of 27
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