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Like the title says, I have an upgrade available. Who has done the math on 1.5% vs. 1.25 miles? I fly often and have a couple 100K miles with 2 airlines normally sitting in my rewards accounts. Just looking to see what is the best deal.
@Anonymous wrote:Like the title says, I have an upgrade available. Who has done the math on 1.5% vs. 1.25 miles? I fly often and have a couple 100K miles with 2 airlines normally sitting in my rewards accounts. Just looking to see what is the best deal.
Quicksilver without a question.
If you go with QS, you get 1.5% that you can use on anything (including your flights). If you go with the V1, you will get 1.25% that will have restricted redemption - there is no conversion to actual frequent flier miles.
There are actually very few times a PC to a Venture One makes sense, because you end up with a lower reward rate no matter how you figure it.
Quicksilver hands down. Venture/VentureOne is tied down to only travel. While I do have a new Venture at the moment and while the "2 miles" per dollar is great (since I travel a lot), it will be PC'd to a QS before the AF hit. The V1 and QS1 aren't worth as much as the regular QS
@Random_idiot wrote:
What does pc stand for
Product change.
It's when an issuer changes your card from one program to another, but you keep the same account number and history.
Here's a link to common abbreviations used on the forum:
http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458#U88458
@Anonymous wrote:Like the title says, I have an upgrade available. Who has done the math on 1.5% vs. 1.25 miles? I fly often and have a couple 100K miles with 2 airlines normally sitting in my rewards accounts. Just looking to see what is the best deal.
It's not often that I am the contrarian voice, but you may want to consider the V1, at least for a while - reason being that if your CL qualifies (none of this matters if your CL is less than $5000) it will be a WMC, whereas the QS will likely remain a standard card (opinon based based on my recent PC to QS with a $7k CL - I was hoping for WMC and did not get) - you can then PC again to QS ins 6 months, and keep the WMC
@Anonymous wrote:
@Anonymous wrote:Like the title says, I have an upgrade available. Who has done the math on 1.5% vs. 1.25 miles? I fly often and have a couple 100K miles with 2 airlines normally sitting in my rewards accounts. Just looking to see what is the best deal.
It's not often that I am the contrarian voice, but you may want to consider the V1, at least for a while - reason being that if your CL qualifies (none of this matters if your CL is less than $5000) it will be a WMC, whereas the QS will likely remain a standard card (opinon based based on my recent PC to QS with a $7k CL - I was hoping for WMC and did not get) - you can then PC again to QS ins 6 months, and keep the WMC
Actually to get a WMC is the one of the only reasons I can think of to go with the V1 (temporarily).
That being said, I always thought that if the WMC option/upgrade was available for the Venture One it would be available for a PC to Quicksilver as well (assuming the credit line is over $5k), but I guess that might not always be the case.
I'm fairly sure I've read of people going from QS1 to QS with a credit line over $5k and it coming as a WMC, but perhaps it's YMMV.
@UncleB wrote:
@Anonymous wrote:
@Anonymous wrote:Like the title says, I have an upgrade available. Who has done the math on 1.5% vs. 1.25 miles? I fly often and have a couple 100K miles with 2 airlines normally sitting in my rewards accounts. Just looking to see what is the best deal.
It's not often that I am the contrarian voice, but you may want to consider the V1, at least for a while - reason being that if your CL qualifies (none of this matters if your CL is less than $5000) it will be a WMC, whereas the QS will likely remain a standard card (opinon based based on my recent PC to QS with a $7k CL - I was hoping for WMC and did not get) - you can then PC again to QS ins 6 months, and keep the WMC
Actually to get a WMC is the one of the only reasons I can think of to go with the V1 (temporarily).
That being said, I always thought that if the WMC option/upgrade was available for the Venture One it would be available for a PC to Quicksilver as well (assuming the credit line is over $5k), but I guess that might not always be the case.
I'm fairly sure I've read of people going from QS1 to QS with a credit line over $5k and it coming as a WMC, but perhaps it's YMMV.
Mine was Plat to QS, so my mileage may be on a completely different road
@Anonymous wrote:Mine was Plat to QS, so my mileage may be on a completely different road
LOL... sometimes I think the road is continually being repaved, so it's always a different road!
That's the 'fun' part about this stuff... just when you think you have it all figured out, they change it all up again.