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Nervous about asking for Amex to backdate....what do you all think?

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newmomnewme
Valued Contributor

Nervous about asking for Amex to backdate....what do you all think?

Yesterday I applied online and was instantly approved for PRG and BCE (5k).  I was going to call tomorrow to inquire about backdating, but I am afraid it may go bad. 

 

I had a green card in college (1996-7) burned them for about 6k.....

I had a corporate gold card for work (2006-7) account was closed because I got a new job....

They have been SP me for years...

 

Will they simply deny my backdating request or investigate and find out about the past burning and close the door on me? Should I just be happy with the new cards and not worry about the backdating?  It would really help my AAoA even if they just went back to 2006.

 

Anyone have a similar experience??? Thanks in advance. You all have been awesome. 

 

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Message 1 of 38
37 REPLIES 37
youngandcreditwrthy
Senior Contributor

Re: Nervous about asking for Amex to backdate....what do you all think?

Don't ask them now. They should just do it right away. My second Amex was auto backdated. It usually isn't something you have to ask for,

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 38
MMB85
Contributor

Re: Nervous about asking for Amex to backdate....what do you all think?

Ya I was under the impression that Backdating was something they honor and automatically do, and not something you have to put in a request for.

Message 3 of 38
clocktick
Valued Contributor

Re: Nervous about asking for Amex to backdate....what do you all think?

I burned them too many years ago but they still backdated for me without me asking.  Look on your account page when you can.  Sometimes the card 'member since' will be incorrect and you request a new one, but really pay attention to the card page.  Congrats on the new cards!

 

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




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Current Score: 736
Goal Score: 765


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Message 4 of 38
Kenny
Moderator Emeritus

Re: Nervous about asking for Amex to backdate....what do you all think?

I say wait til you get the card in the mail and then call if it wasn't automatically backdated. I do hear though that you don't need to use the term backdate.. "My member since date isn't reflected as when I first had an Amex..." kind of talk. lol Smiley Happy
Message 5 of 38
Marcos8
Established Contributor

Re: Nervous about asking for Amex to backdate....what do you all think?

I would just wait and see when the card arrives. They may be backdated already. It's not a rush and since the new accounts won't even report for a couple of statements at least you'll have time to make the request and have it update to the CRA's. Congrats on the approvals

Message 6 of 38
hot4u
Established Contributor

Re: Nervous about asking for Amex to backdate....what do you all think?


@KennyS2006 wrote:
I say wait til you get the card in the mail and then call if it wasn't automatically backdated. I do hear though that you don't need to use the term backdate.. "My member since date isn't reflected as when I first had an Amex..." kind of talk. lol Smiley Happy

Agree Smiley Wink


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 7 of 38
-Wade-
Valued Contributor

Re: Nervous about asking for Amex to backdate....what do you all think?


@newmomnewme wrote:

Yesterday I applied online and was instantly approved for PRG and BCE (5k).  I was going to call tomorrow to inquire about backdating, but I am afraid it may go bad. 

 

I had a green card in college (1996-7) burned them for about 6k.....

I had a corporate gold card for work (2006-7) account was closed because I got a new job....

They have been SP me for years...

 

Will they simply deny my backdating request or investigate and find out about the past burning and close the door on me? Should I just be happy with the new cards and not worry about the backdating?  It would really help my AAoA even if they just went back to 2006.

 

Anyone have a similar experience??? Thanks in advance. You all have been awesome. 

 


If you call them, tell them your member date is wrong ! It's easy don't be scared 

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 8 of 38
-Wade-
Valued Contributor

Re: Nervous about asking for Amex to backdate....what do you all think?


@Wade64 wrote:

@newmomnewme wrote:

Yesterday I applied online and was instantly approved for PRG and BCE (5k).  I was going to call tomorrow to inquire about backdating, but I am afraid it may go bad. 

 

I had a green card in college (1996-7) burned them for about 6k.....

I had a corporate gold card for work (2006-7) account was closed because I got a new job....

They have been SP me for years...

 

Will they simply deny my backdating request or investigate and find out about the past burning and close the door on me? Should I just be happy with the new cards and not worry about the backdating?  It would really help my AAoA even if they just went back to 2006.

 

Anyone have a similar experience??? Thanks in advance. You all have been awesome. 

 


If you call them, tell them your member date is wrong ! It's easy don't be scared 


Here's the #

 

1 (800) 492-3344

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 38
newmomnewme
Valued Contributor

Re: Nervous about asking for Amex to backdate....what do you all think?

Smiley Happy Thanks All. So I tried to set up my accounts on-line and its saying that my 4 CID is incorrect.  

 

I will simply wait to get my cards and proceed as suggested. Thanks for the words of encouragement. 

 

@wade64, you were supposed to tell me to get back to the garden! I app'd for Chase (high off the Amex approvals) and got the "review" message.  Smiley Sad

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 10 of 38
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