AFAIK, the only card that even comes close to the truly outstanding rate offered for this card (and that you can also apply for in 2015) is the Barclay Ring card, at 8.00%. Other credit card issuers, if you see/notice this offer, please take note!! There are still some credit card applicants out there (me here included, lol) for whom super-low interest rate offers such as this one mean much more to, than simply just rewards alone... 
Simmons Bank has 7.25 hard to get though.
@galahad15 wrote:AFAIK, the only card that even comes close to the truly outstanding rate offered for this card (and that you can also apply for in 2015) is the Barclay Ring card, at 8.00%. Other credit card issuers, if you see/notice this offer, please take note!! There are still some credit card applicants out there (me here included, lol) for whom super-low interest rate offers such as this one mean much more to, than simply just rewards alone...
If this card is any indication of future rewards cards coupled with low APRs coming down the pipe, I may have a seriously hard time continuing to garden. Congrats at the approval though! What starting CL did you get?
Oops, very true, Simmons is available as well, sorry about that and my bad there (forgot about that one, many thanks for the helpful reminder!) 
Plus I think IberiaBank may also have a ~7% card available as well perhaps...
I really wish they pulled TU.....
-If this card is any indication of future rewards cards coupled with low APRs coming down the pipe, I may have a seriously hard time continuing to garden. Congrats at the approval though! What starting CL did you get?-
Thanks! I'm actually technically still waiting for the card to arrive at the moment (received an instant approval upon applying about 5 days ago, and then another confirmation approval e-mail a day or so later by e-mail, so i know I'm thankfully in the door at this point), but still waiting on discovering what the actual starting CL is. Thanks again for asking and for your kind interest though!
@galahad15 wrote:Oops, very true, Simmons is available as well, sorry about that and my bad there (forgot about that one, many thanks for the helpful reminder!)
Apple FCU has rates as low as 5.74% variable (anyone know of a good organization to join to qualify for Apple FCU? )
University FCU Great Rate card has rates as low as 5.90% variable.
@Themanwhocan wrote:
@galahad15 wrote:Oops, very true, Simmons is available as well, sorry about that and my bad there (forgot about that one, many thanks for the helpful reminder!)
Apple FCU has rates as low as 5.74% variable (anyone know of a good organization to join to qualify for Apple FCU? )
University FCU Great Rate card has rates as low as 5.90% variable.
Thanks for the heads up on the Great Rate card. I have no idea how to join the Apple one, but I'll be keeping the Great Rate one in mind if I don't app for the FNBO Amex.
@Themanwhocan wrote:
@galahad15 wrote:Oops, very true, Simmons is available as well, sorry about that and my bad there (forgot about that one, many thanks for the helpful reminder!)
Apple FCU has rates as low as 5.74% variable (anyone know of a good organization to join to qualify for Apple FCU? )
University FCU Great Rate card has rates as low as 5.90% variable.
There is no backdoor way into Apple FCU. They used to to have some member orgsnization way in but no longer. You have to live or worship in the area.