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New FNBO Limited-Time Offer Card?

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plastic_man
Regular Contributor

Re: New FNBO Limited-Time Offer Card?

Just called the backdoor number to recon ... they said no , nada! Told me I have to wait for some inquiries to fall and try again. Smiley Sad I guess this was never meant to be. 

MyFICO Scores : EQ = 791 , TU = 794, EX = 774 as of 06/16
Current CARDS : Boa working assets $33k| | QuickSilver $6650 | BillMeLater $5000 | FNBO AMEX $20K | ChoiceHotel BarclayCard $7500K |barclay ring card $15k| Macys AMEX $20k| AMEX Gold Premier | AMEX Blue Cash $13.2k | | Chase Marriott $20k | CSP $14,200| CAP1 Spark Miles $28k | AMEX Business Gold Premier| citi Hilton hhonors $12k| citi AAdvantage $10,500 | Chase Ink Plus $27k | BoA Alaska signature personal $17k | BoA Alaska business $27k | AMEX SPG $11,800 | JPM Ritz Carlton $29.9k
Message 131 of 227
galahad15
Valued Contributor

Re: New FNBO Limited-Time Offer Card?


@plastic_man wrote:

Just called the backdoor number to recon ... they said no , nada! Told me I have to wait for some inquiries to fall and try again. Smiley Sad I guess this was never meant to be. 


Very sorry to hear that plasticman!  Smiley Sad  Really only their loss, by them not  budging on the recon...especially b/c you have one very fantastic and amazing credit profile!  By declining you, they just lost a very profitable, valuable, and excellent potential customer...


Message 132 of 227
plastic_man
Regular Contributor

Re: New FNBO Limited-Time Offer Card?


@galahad15 wrote:

@plastic_man wrote:

Just called the backdoor number to recon ... they said no , nada! Told me I have to wait for some inquiries to fall and try again. Smiley Sad I guess this was never meant to be. 


Very sorry to hear that plasticman!  Smiley Sad  Really only their loss, by them not  budging on the recon...especially b/c you have one very fantastic and amazing credit profile!  By declining you, they just lost a very profitable, valuable, and excellent potential customer...


That's ok ,no hard feeling towards them at all. They're the one that gave me a nice CL with the old AMEX .  I just wanted this card for the APR. That's all .

MyFICO Scores : EQ = 791 , TU = 794, EX = 774 as of 06/16
Current CARDS : Boa working assets $33k| | QuickSilver $6650 | BillMeLater $5000 | FNBO AMEX $20K | ChoiceHotel BarclayCard $7500K |barclay ring card $15k| Macys AMEX $20k| AMEX Gold Premier | AMEX Blue Cash $13.2k | | Chase Marriott $20k | CSP $14,200| CAP1 Spark Miles $28k | AMEX Business Gold Premier| citi Hilton hhonors $12k| citi AAdvantage $10,500 | Chase Ink Plus $27k | BoA Alaska signature personal $17k | BoA Alaska business $27k | AMEX SPG $11,800 | JPM Ritz Carlton $29.9k
Message 133 of 227
galahad15
Valued Contributor

Re: New FNBO Limited-Time Offer Card?

Quick update:  I finally received my FNBO Amex in the mail today!  Smiley Very Happy  In MHO, it is definitely one very good-looking and attractive, very sleek silver card; very happy and delighted with it so far!

 

Just curious, do you think maybe FNBO intentionally decided not to give this particular card a name or a branding, to make it try to stand out more or something like that?  Kinda curious b/c don't most card issuers heavily market their card products at least in part based on the brand name recognition?  Makes me kinda wonder why exactly FNBO elected not to give the card  a name branding of sorts...


Message 134 of 227
Anonymous
Not applicable

Re: New FNBO Limited-Time Offer Card?

She was declined....for inquiries....

 

 

For 2 EX inquiries over the last 2 years... This makes a ton of sense, doesn't it...

Message 135 of 227
galahad15
Valued Contributor

Re: New FNBO Limited-Time Offer Card?

Also, just some more possible food for thought -- is there a reason why you think FNBO may have decided to make this a time-limited offer, rather than expanding it more broadly, or making it a permanent part of its credit card portfolio?  If you really think about it for a sec, by making this a permanent product, they could potentially totally crush their competition in the credit card rewards field, so to speak....especially b/c no one else really has anything close to this competitive level of low APR rewards card, coupled with this generous level of rewards...


Message 136 of 227
galahad15
Valued Contributor

Re: New FNBO Limited-Time Offer Card?


@Anonymous wrote:

She was declined....for inquiries....

 

 

For 2 EX inquiries over the last 2 years... This makes a ton of sense, doesn't it...


You mean on her recon effort Nixon?  Smiley Sad  I am very, very sorry to hear that!  Smiley Sad


Message 137 of 227
Anonymous
Not applicable

Re: New FNBO Limited-Time Offer Card?


@galahad15 wrote:

@Anonymous wrote:

She was declined....for inquiries....

 

 

For 2 EX inquiries over the last 2 years... This makes a ton of sense, doesn't it...


You mean on her recon effort Nixon?  Smiley Sad  I am very, very sorry to hear that!  Smiley Sad


Being sent up to Sr. Analyst. They're insane if they don't approve her.

Message 138 of 227
galahad15
Valued Contributor

Re: New FNBO Limited-Time Offer Card?


@Anonymous wrote:

@galahad15 wrote:

@Anonymous wrote:

She was declined....for inquiries....

 

 

For 2 EX inquiries over the last 2 years... This makes a ton of sense, doesn't it...


You mean on her recon effort Nixon?  Smiley Sad  I am very, very sorry to hear that!  Smiley Sad


Being sent up to Sr. Analyst. They're insane if they don't approve her.


I totally agree, 100%!  Smiley Surprised  She is literally among the best of the best, credit-wise!

 

Have you also tried contacting the EO, j/c?


Message 139 of 227
Anonymous
Not applicable

Re: New FNBO Limited-Time Offer Card?

I really find it hard to believe that 2 EX inquiries are what caused it. Just weird.

Message 140 of 227
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