@Anonymous wrote:They pulled Transunion for me.
Thank you for sharing the data point! If it's not too sensitive, would you share your FICO score and credit limit they gave you? Thanks!
@Anonymous wrote:No problem. My bankruptcy discharged in July. My Fico for Transunion is 606 and my starting credit limit is $800 with no annual fees.
Have a good day!
Thank you so much for sharing! Your data points will help others on the forum.
@Anonymous wrote:I received an invitation to apply for this, which I did last month. I was denied. TU score 630-ish at the time. No late payments at all, lots of good accounts, but 3 collection accounts on my TU. CK says my TU util is 9%. Don’t have a letter with why I was denied yet, but maybe inqs (I have around 8 this year) and new accounts (quite a few this year.)
I'm sorry you were denied! Please let us know what your letter says! (And don't forget to grab that free credit report!)
@Adkins wrote:
I don't need it at this point, but I got an email about a new card that was hand picked for me, LendUp Arrow Card Visa. (I'd do a screen shot of the email, but I have no way to post it from my mobile.)
DETAILS: --Flashy if moderately descriptive name? Check.
Annual Fee: $59 --Up front, i'm sure. Read the manual on this one, folks. This train does not stop at this station.
Purchase Rate: 29.99% variable APR* --This shouldn't matter to folks who use credit responsibly, so i'll let it fly.
Build your credit history - payments are reported to the major credit bureaus --Yes, this card does what every other revolving credit line does. Whoop.
No security deposit required --With terms like these, One should hope not.
Transparent terms and conditions - all upfront, before you even apply --Because we tried it the other way before and got a slap on the wrist.
No interest on purchases if your balance is paid in full each month --CreditOne evangelists, stay away. Interest teaches responsibility.
No over-the-limit fees --Because your card will be declined if you ain't got that chedda'.
All the coverage of Visa - accepted globally and zero liability fraud coverage --We have contractual obligations to meet.
Free credit education to help you use credit responsibly --Free for those who pay our annual fee.
Has anyone else heard of the card? At least they won't charge interest immediately after purchases like some other subprime cards. I thought I knew about all the main subprime cards at this point...
FTFY.