New ideas !!!!!!!

[Anonymous]

i use the myfico service and spend the money but to me it's worth it and use the experian app. it updates every time you get a new alert rather it's one a week or once a quarter but it will even say "no changes detected on ____ report"

and i didn't know you wanted to buy a house by next year. no inquiries within 6 months for sure but i would d 9-12 months at least also.

[Anonymous]

For sure you think my Amex will convert to Citi without me applying? if that the case than I am ok with that .

So are you saying to buy the $59.99 report from the MYFICO.COM   if yes how many time I should do that a year ?

Also  how do I do experian do I pay for that too and those give a report and socre too?

Thanks

[Anonymous]

i just do the base one here and experian separate. total of under $50 a month

[Anonymous]

and based on what i read it seems that the amex portfolio does automatically get transferred to citi but i can't confirm that with facts.

[Anonymous]

• Monthly access to 6 FICO® Score versions widely used in mortgage, auto and credit card lending**
• Monthly access to a new Equifax credit report
• Monitoring of your Equifax credit report†
• ICO® Score 8 tracking graph†

$ 19.99 month  is this one you saying to get ?

How mucth the Experian a month and what do you get with that please ?

Thanks

[Anonymous]

yeah that's the one! and experian one is like $27 after tax

[Anonymous]

Thank you so much for all your.

My Amex and Capital One offer  Credit Monitoring service is those 2 any good are they worh it ?

[Anonymous]

yeah these update me every time anything changes or i get an inquiry or anything

[Anonymous]

You mean your Amex  or Captil One cards you get update from them as well?

Thanks

[Anonymous]

no sorry i meant those services